Month: August 2020

Final Expense Direct explains how the cremation process works

How Does Cremation Work?

Cremation procedures have become as ordinary as traditional burials in the U.S. The surge in cremation results from many factors: lower cost, more personalization, flexible timing, and reduced religious affiliation, among other things. Final Expense Direct explains how the process works, and we identify the different types of cremation. We hope this information helps you …

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buying a life insurance policy can provide peace of mind

Buying Burial Insurance for Your Parents: What You Should Know

From costly prescriptions to frequent hospital visits, the final years of someone’s life can be the most expensive. When a parent passes away, surviving loved ones may not have the funds needed to handle the end-of-life expenses left behind, such as: Medical bills Hospice care Funeral arrangements For this reason, many people decide to purchase …

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we'll help you find a policy with no waiting period

How to Get a Policy with No Waiting Period

Final expense or burial insurance is a basic kind of life insurance coverage. Some life insurance types contain some waiting periods, which usually occur the first two years after you activate a policy. However, most people seeking final expense insurance can qualify for a plan that has no waiting period.  What Is a Waiting Period? …

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use the death benefit to pay off credit card debt

Four Things That Final Expense Insurance Can Cover

Final expense insurance normally offers a benefit between $5,000 and $25,000 to help your family cover your end-of-life costs. The neat aspect is they can use the payout for more than funeral and burial expenses.   For example, sometimes people die before paying off their credit cards, medical bills, student loans, and mortgage. While we all …

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final expense insurance is not the same as pre-need insurance

Final Expense Insurance vs. Pre-Need Insurance

Final expense insurance and pre-need insurance are often discussed together because they focus on the same area: final expenses. They are the two main options available for planning your funeral ahead of time. However, they’re not the same plans.  What Is Pre-Need Insurance? People use pre-need insurance to cover the costs of funeral services, plus …

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final expense insurance can help you cover funeral costs

Your Options When Paying for a Funeral

In the U.S., the average funeral can cost around $7,000 up to $20,000. These are general estimates, but getting a ballpark number will help you start the planning process. While thinking about your funeral can create uneasy feelings, it never hurts to be prepared. You also don’t want to leave the responsibility to your loved …

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Smokers can still get a final expense insurance policy

Final Expense Insurance: Information for Smokers

Many folks assume that they can’t get a final expense policy if they’re a smoker. But this assumption is wrong. As a smoker, there are some things you should know and expect when applying for final expense insurance.  What Is Final Expense Insurance? It’s a category of whole life insurance tailored to help your family …

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final expense insurance is available if you have diabetes

Final Expense Insurance for People with Diabetes

More than 30 million Americans have diabetes. If you have a pre existing health condition like diabetes, it can be more challenging to get life insurance coverage. What Is Diabetes? Diabetes is a condition where the body doesn’t correctly process food to be used as energy. Most food we eat is turned into glucose or …

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COVID-19 RESPONSE

Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at customerservice@finalexpensedirect.com. We will continue to monitor this situation and keep you updated.