Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Last Updated 26 Mar 2023 It may surprise you that many Americans don’t have the savings to pay the costs associated with their impending death. That’s why insurance exists. If you have a group life insurance policy from work, it can pay
Traditional life insurance and final expense insurance are not the same. However, it’s common to get confused about how they differ. You may wonder, do I need final expense insurance if I already have life insurance? In short, the answer is no. But there are some things to know about your life insurance policy to
Burial and funeral planning are a key part of any long-standing financial plan. While both can have high costs, burial insurance can help your loved ones sustain the expenses — so they don’t feel overloaded. We’re going to talk about some of your best options for burial insurance. But first, we’ll answer some common questions.
Final expense insurance is a small whole life policy with benefits that normally range from $3,000 to $50,000. It’s intended for people over 50 years of age and can be issued to individuals with different health conditions. Final expense policies are sold by independent insurance agents — like the ones at Final Expense Direct —
Making decisions and talking about your end-of-life wishes are not the most desirable tasks. However, preparing in advance will help leave your loved ones with fewer burdens after you’re gone. There are many variables to consider when you plan for your final arrangements. Did you know that a final expense insurance policy could help cover
It costs money to live, and it costs money to die. Unfortunately, we must factor the cost of dying into our budgets, in addition to housing, groceries, and healthcare. According to the National Bureau of Economic Research, end-of-life responsibilities can cost over $11,000 out-of-pocket — on average, in the final year of life. These expenses
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Last Updated 26 Mar 2023 When it comes to buying senior life insurance, you have many different options to satisfy your age and your needs. However, it’s not as complex as many people think. The two main types of life insurance
What do you do when you’re faced with a tough decision? Many people like to make a list to see if the advantages outweigh the disadvantages. Planning your funeral isn’t the most glamorous subject. However, if you don’t plan ahead, your family could argue over what to do when you pass, creating unwanted conflict. Should
A burial vault is a container, often made of concrete, that surrounds a coffin to help keep a grave from sinking. Most cemeteries have rules that require burial vaults for caskets, but federal law doesn’t require you to choose one. However, graveyard operators typically stress the importance of vaults to keep the ground level and
If your loved one has recently passed away, you may be wondering about Social Security benefits for a funeral. In general, Social Security doesn’t pay for cremation or funeral services, but it depends on the situation. You may be able to get a one-time lump sum death benefit — which you can use to help
Final Expense Direct
6201 Bonhomme Rd.
Suite 110S Houston, TX
77036
