Month: January 2021

Can Medicaid Work With Final Expense?

Can Medicaid Work With Final Expense?

For seniors to remain eligible for Medicaid for long-term use, they must have limited assets. This means cash savings and other funds or assets may disrupt their ability to qualify for Medicaid benefits. But with few assets, how will you pay for your funeral expenses? The answer is final expense insurance. Final expense insurance can

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Final Expense Insurance For Smokers

Does Final Expense Cover Smokers?

Don’t assume that you aren’t eligible for final expense insurance just because you are a current smoker. Smoking doesn’t eliminate you from qualifying for final expense insurance, in fact there are many final expense plans that will gladly cover people that smoke. Here is what you need to know about applying for final expense coverage

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life insurance cancer

Can I Get Life Insurance With Cancer?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 24 Apr 2024 Getting a cancer diagnosis can be devastating, especially if you don’t already have life insurance. It’s estimated that there will be 1.9 million new cancer diagnoses in 2021. And about 1,670 Americans die every day from

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Final expense insurance with health issues as a senior

If I Have Health Issues, Can I Still Get Final Expense?

Many people seek final expense insurance because they do not qualify for traditional life insurance plans due to their health status. But did you know that if you have adverse health conditions, you may still be able to qualify for a final expense insurance policy? Here is what you need to know about getting final

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Save Money With Final Expense Insurance

How Can Final Expense Insurance Help You Save?

Final expense insurance exists to help pay end-of-life expenses that occur when you die. By purchasing final expense insurance, you may be able to save money for your family. Here’s how final expense insurance helps you save on end-of-life coverage costs.  Final Expense Insurance Is Inexpensive Unlike traditional life insurance options, final expense insurance has

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Top 3 Things To Consider When Choosing a Beneficiary

Top 3 Things To Consider When Choosing a Beneficiary

If you have a life insurance or final expense policy, you will need to choose a beneficiary to receive your death benefits after you pass away. You can choose whoever you like to be your beneficiary, and you can even set death benefits to be distributed in a certain manner. This is what you need

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Do Funeral Homes Sell Final Expense Policies?

Do Funeral Homes Sell Final Expense Policies?

Funeral homes provide burial and funeral services for people who have died. They can also sell you life insurance before you pass away. This is how to buy final expense insurance from a funeral home.  What Is Final Expense Insurance Final expense policies are low-value life insurance policies that you can purchase directly from an

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Final Expense Insurance Policy

Are Final Expense Policies Renewable?

Final expense insurance can be a form of permanent life insurance, meaning, in most cases, it does not expire unless you stop paying your premiums. Though, it is possible to purchase final expense insurance for only a set term. If you choose a term-based plan, once that term ends, you will need to purchase a

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Is Final Expense A Type Of Life Insurance?

Is Final Expense A Type Of Life Insurance?

There are many forms of life insurance available. Most people know about traditional life insurance, also called whole life insurance, and term-life insurance, but many have never heard about final expense insurance. Final expense insurance is a type of life insurance that is more flexible, meaning it is easier to get if you are older

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Final expense insurance for seniors over 80

Can You Purchase Final Expense Over 80?

Most life insurance options are not available to people above the age of 80, with the exception of final expense insurance. If you are age 80 or older, you can still purchase final expense insurance to ensure that your burial expenses are covered. This is what you need to know about purchasing final expense insurance

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