Month: April 2021

How Can I Qualify for Final Expense Insurance?

Easy qualification is what makes final expense such an appealing option for anyone looking for an insurance policy that will leave something behind for their loved ones. Despite the easy qualification, not everyone can get the same premiums. And some will be subject to waiting periods while others won’t. Here, the question is not whether

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Do Final Expense Premiums Increase As I Age?

Insurance premiums work differently depending on the type of insurance policy you enroll in. Annual rising costs are a significant concern because, initially, affordable insurance plans become expensive to the point where one has no choice but to surrender the policy. And with surrendering a policy, you’re left with an empty bank account, and your

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Does Final Expense Have a Cash Value?

Final expense insurance does allow for a cash value to build because it’s a form of a whole life insurance policy. However, the savings must accrue, and there are some things to keep in mind when you want to borrow against the cash value. What is a cash value? A cash value is a feature

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What is Considered a Final Expense?

With a name like final expense insurance, most would assume it only has one use. But as you will see, there are a variety of ways to interpret what a final expense is. Final expenses are typically left up to your loved ones, but can also apply to your debts in some cases. Final expense

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What is a Death Benefit?

A death benefit is simply a sum of money disbursed to a life insurance policyholder’s beneficiaries after he or she has passed away. What the death benefit amounts depend on the policy the person has joined and/or qualified for. One person may choose a plan with a $2,000 death benefit. Another can choose one that

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if you want life insurance but don't qualify based on age or health, FE is for you!

Why Do I Need Final Expense?

You might need final expense if you want life insurance, but don’t qualify for other coverage based on your age or health. You Might Need Final Expense if… Final expense insurance is geared towards older individuals and/or those with a serious or pre-existing health condition(s). This simply means that, unlike other types of life insurance,

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