Month: May 2022

Guide to Whole Life Insurance Cash Value

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Whole life insurance is more than just a death benefit paid to your beneficiary when you die. There are different types of policies, you can add riders and other features, and there are terms that can be confusing, like accelerated

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A Review of Lincoln Heritage’s Funeral Advantage Life Insurance

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Lincoln Heritage Insurance Company has been offering life insurance for seniors since 1963. In fact, it offers just one type of senior life insurance: final expense insurance.  Final Expense Direct partners with final expense life insurance companies, but not Lincoln Heritage Insurance

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Open Care Final Expense Insurance Plans: Should I Buy from Open Care?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines You’ve probably seen the TV ads for Open Care senior plans and wondered if one of their plans would be right for you. They advertise super low rates, which would make senior life insurance affordable on almost any budget.But, should

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LifeInsuranceSavings.com: Review of Options, Pros & Cons

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Have you seen the life insurance commercial with former football coach Mike Ditka? He acts as a paid spokesperson for Life Insurance Savings Group, promising you a great deal on guaranteed life insurance.Life Insurance Savings Group is an independent organization

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5 Reasons Why Whole Life Insurance is for Adults – Not Just Babies!

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines If you want to leave money to your loved ones but don’t have the financial means to do so, then you need life insurance. But what type of life insurance is best?The answer depends on many factors. Your age, health, coverage

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National Family Life Insurance Review

Written by Kim Wilhelm CEO | Licensed Insurance Agent CEO | Licensed Agent Verified!  See guidelines Verified!  See our editorial guidelines Last Updated 23 Nov 2022 Have you heard about National Family Assurance Corporation?  This company is a broker offering life, health, medicare, auto, and home insurance. National Family offers both term and final expense life insurance.  Today, we’re

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Limited Pay Life Policy: Cost, Example, Pros & Cons

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Whole life insurance is a great option for people of all ages looking for permanent coverage with locked-in rates.But not everyone wants to pay for life insurance until they die.What if there was another option?A limited pay life policy could

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Whole Life Insurance for Seniors

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines As a senior, you’ve probably spent most of your life taking care of others, watching your children grow and now blessed to watch your grandchildren grow as well.But what if one more act could secure a better financial future for

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Whole Life Insurance Rates by Age Chart

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines When you’re shopping for permanent life insurance, how do you know which company has the best whole life insurance policy? The best way to find out is to do a whole life insurance rates comparison.A whole life insurance rates comparison

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No Exam Whole Life Insurance (Is it Worth Skipping the Exam?)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Most people, especially seniors, are used to life insurance requiring a medical exam to get coverage. Life insurance companies use the exam results to assess your risk and determine your premium. But what if we told you that anyone can qualify

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