Month: July 2022

our team explains how burial insurance works

How Does Burial Insurance Work?

You’ve heard of final expense/funeral/burial insurance, but how does it work, exactly? The team at Final Expense Direct has you covered. Today, we explain how it works, as well as some important things to know.  How Does Final Expense Insurance Work? Generally, burial and funeral insurance policies don’t require a medical exam. The application might

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A funeral insurance policy can protect your family

[EXPERT ADVICE] 8 Reasons to Buy Final Expense Insurance

A final expense (aka burial or funeral) insurance policy is meant to protect your family if you were to pass away unexpectedly. The last thing you want to do is dump burdens on them such as debt, bills, or personal loans — on top of their grief. Today, Final Expense Direct shares 8 reasons why

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Final Expense Direct explains how the cremation process works

How Does Cremation Work?

Cremation procedures have become as ordinary as traditional burials in the U.S. The surge in cremation results from many factors: lower cost, more personalization, flexible timing, and reduced religious affiliation, among other things. Final Expense Direct explains how the process works, and we identify the different types of cremation. We hope this information helps you

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Final Expense Direct answers questions about cremation

Frequently Asked Questions About Cremation

Final arrangements can be a difficult topic for families to approach. However, the more research you do now will benefit you and your loved ones when the time comes. Instead of a burial, you can opt for a more affordable arrangement — cremation. The cremation process often raises many questions. To make your decisions easier

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use the death benefit to pay off credit card debt

Four Things That Final Expense Insurance Can Cover

Final expense insurance normally offers a benefit between $5,000 and $25,000 to help your family cover your end-of-life costs. The neat aspect is they can use the payout for more than funeral and burial expenses.   For example, sometimes people die before paying off their credit cards, medical bills, student loans, and mortgage. While we all

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final expense insurance is not the same as pre-need insurance

Final Expense Insurance vs. Pre-Need Insurance

Final expense insurance and pre-need insurance are often discussed together because they focus on the same area: final expenses. They are the two main options available for planning your funeral ahead of time. However, they’re not the same plans.  What Is Pre-Need Insurance? People use pre-need insurance to cover the costs of funeral services, plus

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there are pros and cons of prepaying for a funeral

Should I Prepay My Funeral?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 19 Apr 2024 When you plan your funeral ahead of time, you can save your family a lot of stress. But doing careful planning doesn’t mean you have to sign a prepaid plan.     Are prepaid plans safe? Final Expense Direct

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Smokers can still get a final expense insurance policy

Final Expense Insurance: Information for Smokers

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 19 Apr 2024 Many folks assume that they can’t get a final expense policy if they’re a smoker. But this assumption is wrong, you can still get insurance, just like many other final expense pre-existing conditions. As a smoker,

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final expense insurance is available if you have diabetes

Final Expense Insurance for People with Diabetes

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 19 Apr 2024 More than 30 million Americans have diabetes. If you have a pre existing health condition like diabetes, it can be more challenging to get life insurance coverage.What Is Diabetes?Diabetes is a condition where the body doesn’t

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cancer patients can buy guaranteed issue insurance policies

Final Expense Insurance for Cancer Patients & Survivors

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 19 Apr 2024 Did you know that nearly 50% of Americans will be diagnosed with cancer during their lifetimes? Cancer is a devastating disease. It can plague the lungs, breasts, bone, appendix, skin, colon, brain, prostate, and other body

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