Funeral planning is difficult. There are seemingly endless options in what you want your funeral service to be and deciding between burial and cremation. You also have to think about your death throughout this process, which is unpleasant in itself. You’re also having to consider what you want and what your loved ones can afford.
With these three steps, you can make this process faster and easier.
Get a general idea of what you want
This is where you decide upon whether you want a service and what will be done with your body afterward. This is also a major influence on cost.
Funeral services include many other costs, such as embalming ($725), cosmetic preparations for the body ($250), and the funeral staff to manage the funeral service ($500). These are only a few costs, but these costs are omitted if you opt for a direct burial or direct cremation. You’re not forced to have a funeral, though. Direct burials cost roughly between $1,000 to $3,600. Direct cremations on the other hand cost $500 to $3,000.
When you decide on this, you now have a way to reference costs between funeral homes. You can also have an idea of what coverage amount you should have when getting a final expense policy.
Contact funeral homes
It is encouraged to have open communication with funeral directors. With funeral directors, you get an idea of what your costs are. That includes how much you will pay the staff and mandatory fees, plus how much other items such as caskets, embalming, and burials or cremations are. And when you speak with funeral directors, they can inform you of more options available to you. Some may even offer packages that consolidate the features into one easy payment.
Funeral directors can also help you make decisions based on what aspects of your funeral are most important to you. You have expert assistance in personalizing everything, from the music played to the photos on the memorial package to the people who get to offer their words in the eulogy.
Get your loved ones involved
Your loved ones can also help by sharing their ideas for how to go about your funeral. They can offer insights plus provide support during this planning process. Also, when you get your loved ones involved, they can help get relevant information from the funeral homes in your area so that you do not have to do all the work on your own.
Also, it is best to do all the planning as far ahead of time as you can. The future is unpredictable, but when you take a calm approach to funeral planning, you and your loved ones can make a decision that you are satisfied with without spending too much on items you don’t need.
We can help you make a plan
At Final Expense Direct, we can help you find a plan that will save you the most money and make funeral costs an afterthought. We offer insurance plans that can cover the entire cost of your funeral, with enough leftover to pass on to your loved ones. If you are ready to take action, call us today at 1-877-674-0236.