Our “whole life” plans do not expire after a “term.” Whole life insurance plans cover you for your entire life as long as you pay your premium. Term life insurance plans, however, end after a certain number of years. Have protection when you need it most! Do not leave thousands of dollars of funeral expenses as a burden. Provide coverage for that day or leave a cash gift for your spouse, children or grandchildren.
Purchasing a policy for your parents can provide extra financial security against costs associated with their final expenses. You can also purchase a policy for your children or grandchildren as a loving gift of lifetime protection. We compare offers from the top-rated life insurance companies based on your age and current health to get the best plans at the most affordable price for you!
Many people feel that buying life insurance does not help them. After all, the death benefit occurs after a loved one dies. Therefore, one cannot realize any benefit. This is not completely true. You can benefit in a number of ways.
You have the option of donating the funds to their church or a favorite charity. Many people will find that this policy is one of the best tools for protecting their family’s financial future. After all, you may not want to be a burden to your family financially after you have passed.
Life insurance for seniors provides value to your family, meaning you want to find the right company. A good agent will work on your behalf, using their expert knowledge to find the best options while saving you money and time. Their services can give you peace of mind and protection.
Final Expense Direct represents the following insurance companies:
Our founders, Kim and Ellen Jo Wilhelm, have been providing quality, affordable whole life policies since 1984, and we were the first company to sell final expense insurance over the phone, beginning in 2007. In addition to our founders, we have a team of highly experienced and highly trained agents who bring value and compassion to the insurance process. We also provide ongoing support after the sale with live customer service representatives.
Our company holds memberships in several organizations to expand our expertise and enhance our service. A U.S. Chamber of Commerce membership allows us to expand our networks and offer better service to customers. We also maintain a membership in the National Ethics Association, which allows us to bring trust to our customers. Final Expense Direct has an A+ Better Business Bureau (BBB) Accreditation, demonstrating our integrity, honor and responsiveness.
If the policy has no waiting period, you get an immediate death benefit. So even if you die the day after you make your first payment, you are entitled to...
Since the 1980s, a traditional funeral service costs have been steadily rising, and those who do not pre-plan funeral expenses could pay more than intended.
With a name like final expense insurance, most would assume it only has one use. But as you will see, there are a variety of ways to interpret what a final expense is.
Whole life finale expense policies will never expire. If the policy you choose to purchase is only set for a specific term, it will eventually expire.
We strive to provide the best options to protect your loved ones when you’re no longer here. Our senior life insurance plans aim to provide excellent rates and plan options. Call our team today to discuss our services and get a quote.
