About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

What Benefits Are Provided by the VA (Veterans Affairs) at the Time of Death?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 14 Apr 2024 Losing a loved one can be devastating. And sadly, it often means that family members are faced with unexpected and significant funeral and burial costs. If your loved one completed military service during their lifetime, you may be

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Burial Insurance With No Waiting Period

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 14 Apr 2024 Are you looking for life insurance coverage that provides immediate protection without a waiting period? If so, you’ll be pleased to know that life and burial insurance with no waiting period is available from multiple providers. At

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Senior Life Insurance Review

Final Expense Direct knows that good low policy expenses, reliable policy illustrations, and accurate insurance rates are important to you, which is why we are committed to providing unbiased ratings and information, not influenced by advertising.  We evaluate all companies equally using data-driven methodologies. You can learn more about our editorial guidelines here.  ARTICLE TABLE OF CONTENTS (Skip

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The Financial Impact of Final Expenses: How Burial Insurance Can Provide Peace of Mind for You and Your Loved Ones

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 14 Apr 2024 Understanding the Value of Burial Insurance in Protecting Your Family’s Financial Future The thought of one’s own passing can be an uncomfortable and distressing subject for many.  However, death is a natural part of life, and planning

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The Role of Burial Insurance in Estate Planning: Integrating Final Expense Coverage into Your Long-Term Financial Strategy

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 14 Apr 2024 Estate planning is a crucial process for individuals and families to ensure that their assets and wealth are distributed according to their wishes after they pass away.  An essential aspect of estate planning involves deciding to cover

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The Top Burial Insurance Companies: What You Need to Know

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 14 Apr 2024 A Comprehensive Guide to the Best Burial Insurance Providers The topic of burial insurance can be challenging to discuss, but it is an essential conversation to have as part of your long-term financial planning.  This type of

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Burial Insurance vs. Life Insurance: Understanding Whole Life Insurance Plans

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 14 Apr 2024 When considering long-term financial planning, people often come across two common types of insurance policies: burial insurance and life insurance.  Whole life insurance, a popular form of life insurance, is designed to provide comprehensive financial protection and

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Is Life Insurance Worth It For the Elderly?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 14 Apr 2024 Life insurance policies are generally targeted to the younger segment of the population, making seniors feel it’s beyond their reach or not for them.  But that’s not always the case.  There are life insurance companies that specialize in life insurance  coverage to senior citizens, too.  And you can

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The Top 7 States with the Highest Burial Costs: A Comprehensive Analysis

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 14 Apr 2024 The process of saying goodbye to a loved one is never easy. Apart from the emotional turmoil, families also face the challenge of managing the financial aspects of a burial.  Across the United States, burial costs can

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When Is The Best Time To Get Burial Insurance

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 14 Apr 2024 Many people neglect to consider the expenses their family members would have to cover after they pass away.  On top of the grief and devastation of losing a loved one, many family members get burdened with the

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