About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

Final expense insurance with health issues as a senior

If I Have Health Issues, Can I Still Get Final Expense?

Many people seek final expense insurance because they do not qualify for traditional life insurance plans due to their health status. But did you know that if you have adverse health conditions, you may still be able to qualify for a final expense insurance policy? Here is what you need to know about getting final

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Save Money With Final Expense Insurance

How Can Final Expense Insurance Help You Save?

Final expense insurance exists to help pay end-of-life expenses that occur when you die. By purchasing final expense insurance, you may be able to save money for your family. Here’s how final expense insurance helps you save on end-of-life coverage costs.  Final Expense Insurance Is Inexpensive Unlike traditional life insurance options, final expense insurance has

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Top 3 Things To Consider When Choosing a Beneficiary

Top 3 Things To Consider When Choosing a Beneficiary

If you have a life insurance or final expense policy, you will need to choose a beneficiary to receive your death benefits after you pass away. You can choose whoever you like to be your beneficiary, and you can even set death benefits to be distributed in a certain manner. This is what you need

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Do Funeral Homes Sell Final Expense Policies?

Do Funeral Homes Sell Final Expense Policies?

Funeral homes provide burial and funeral services for people who have died. They can also sell you life insurance before you pass away. This is how to buy final expense insurance from a funeral home.  What Is Final Expense Insurance Final expense policies are low-value life insurance policies that you can purchase directly from an

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Final Expense Insurance Policy

Are Final Expense Policies Renewable?

Final expense insurance can be a form of permanent life insurance, meaning, in most cases, it does not expire unless you stop paying your premiums. Though, it is possible to purchase final expense insurance for only a set term. If you choose a term-based plan, once that term ends, you will need to purchase a

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Is Final Expense A Type Of Life Insurance?

Is Final Expense A Type Of Life Insurance?

There are many forms of life insurance available. Most people know about traditional life insurance, also called whole life insurance, and term-life insurance, but many have never heard about final expense insurance. Final expense insurance is a type of life insurance that is more flexible, meaning it is easier to get if you are older

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Final expense insurance for seniors over 80

Can You Purchase Final Expense Over 80?

Most life insurance options are not available to people above the age of 80, with the exception of final expense insurance. If you are age 80 or older, you can still purchase final expense insurance to ensure that your burial expenses are covered. This is what you need to know about purchasing final expense insurance

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Final expense insurance policy for seniors with diabetes

Does Final Expense Cover Diabetics?

If you have diabetes, you can still qualify for final expense insurance. Compared to traditional life insurance policies final expense insurance is much easier to qualify for. Therefore, you won’t have to worry about being denied coverage due to your diabetes diagnosis. If you have diabetes and are currently in the market for life insurance,

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Final Expense Insurance Premiums

Do Final Expense Premiums Change Each Year?

Final expense insurance is a form of life insurance that has lower premiums than traditional life insurance policies, like whole life insurance. Lower final expense premiums costs are tied to the fact that final expense policies typically have lower death benefits than traditional policies. Still, if you are in the market for final expense insurance,

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Top 3 Reasons to Buy Final Expense Insurance

Top 3 Reasons to Buy Final Expense Insurance

If you were to die unexpectedly, would your loved ones be prepared to shoulder the costs of your funeral? If you aren’t sure where the money would come from, it may be worthwhile to look into buying final expense insurance. Here are the top three reasons people purchase final expense insurance. Funerals Are Expensive If

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