About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

best life insurance for seniors over 60

United Freedom Benefits Department: Is it a Scam?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 Dec 2022 No matter what state you live in, you may have received a postcard in the mail for United Freedom Benefits.The mailer may say things like:“Government benefit supplement policy”“For [state] citizens only”“This is a personal announcement to

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Nationwide Insurance Reviews 2022 | Are they worth it?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 Dec 2022 Nationwide insurance is one of the most recognizable names, with an easy-to-remember catchphrase: “Nationwide is on your side.” The national insurer is based in Columbus, Ohio, offering a long list of insurance products, including auto, home,

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2022 Amica Insurance Review | Are they Trustworthy?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 Dec 2022 Amica Mutual Insurance Company, headquartered in Lincoln, Rhode Island, has been offering insurance since 1907. It offers several types of insurance policies, including auto, home, flood, marine, motorcycle, umbrella, and small business.You can also get life

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Bestow Life Insurance: What You Need to Know

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 Dec 2022 Bestow is a 100% online life insurance agency headquartered in Dallas, Texas. Offering life insurance since 2016, Bestow provides consumers the ability to buy life insurance completely online in the comfort of their own home.Here is

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Is Aetna Good Insurance? The Truth You Need to Know

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 Dec 2022 Aetna is one of the oldest insurance companies in the country. But, is it good insurance? Aetna offers health insurance, Medicare Advantage, and Medicaid products, plus employer benefits and individual life insurance for seniors.Here’s what you

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American Amicable Life Insurance Review for Seniors 2022

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 Dec 2022 American Amicable Group offers several types of life insurance. The insurer has headquarters located in Waco, Texas. American Amicable has been around for a long time, since 1909, selling its first life policy in 1910. The

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Haven Life Insurance Review for Seniors in 2022

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 Dec 2022 Haven Life is a digital insurance agency that was founded in 2014. The insurer is headquartered in New York City as Haven Life Insurance Agency, LLC. Its goal is to offer an easy and affordable solution

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(No Exam) The Best $20,000 Life Insurance For Seniors Policies

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 Dec 2022 Some seniors wake up one day and realize they still need some life insurance. If you’re panicking because your term life insurance has expired and you think you can’t get coverage at your age, you don’t

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Royal Neighbors of America Life Insurance For Women

Royal Neighbors of America: Life Insurance For Women (& Men)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 Dec 2022 Royal Neighbors of America is an organization you’ve probably never heard of before.It was founded as a fraternal benefit society back in 1895 by nine women. Back then, the thinking was that only men needed life

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No Exam - The Best $25,000 Life Insurance for Seniors Policies

(No Exam) The Best $25,000 Life Insurance For Seniors Policies

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 Dec 2022 Seniors without life insurance often think they won’t be able to afford coverage because of their age or health status. Not only is this not true, but many seniors can find affordable rates for more coverage

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