About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

Benefits of Final Expense Insurance

Benefits of Final Expense Insurance

Financial safety net Final expense insurance is purchased for the sake of having end-of-life expenses covered. People often join when they begin to make arrangements for their funeral services and other costs. Funerals are not cheap. On average, they range from $7,000-10,000. You may not have enough money left over to pay for these services

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Final Expense Insurance Policy

Can You Have More Than One Final Expense Insurance Policy?

You are not limited to one final expense insurance policy. In fact, having more than one policy can be a good idea because you’ll be able to get greater coverage by default.  The catch is that you must also keep in mind that you should not exceed the benefits that you are capable of obtaining

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Final Expense Insurance vs. Life Insurance

What is the Difference Between Final Expense and Life Insurance?

Life insurance and final expense insurance can often be confused. Both are useful, and both provide a death benefit once you have passed away. But there are differences between the two. Life insurance and final expense insurance at a glance  Life insurance is similar to final expense insurance because both provide a death benefit. But

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Burial Insurance

Is Burial Insurance Worth It?

Burial insurance not only covers the costs associated with burials, but it can be useful for other debts your family may face after your death. By considering burial insurance, you are considering a safety net that can be financially useful for your loved ones so they are not left with big financial costs. So, is

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Is final expense insurance right for you?

How to Determine if Final Expense Insurance is Right for You

Final Expense Eases Financial Burdens Death is an uncomfortable topic to broach, but it is a reality that we will ultimately face. Your death will leave both an emotional and financial impact on surviving friends and family members. Your passing may mean your family members will struggle financially with bills that you once helped them

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Final Expense Eligibility

Who Is Eligible for Final Expense Insurance?

Defining Final Expense Final Expense Insurance is a form of insurance purchased with the idea of taking post-death finances into account.  When you pass away, your loved ones will incur costs such as: Funeral Burial Cremation Medical Other debts, such as loans This is why final expense insurance is commonly referred to as “burial insurance”

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pre-need insurance

Pre-need Insurance: Pros and Cons

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 29 Mar 2024 It may surprise you that many Americans don’t have the savings to pay the costs associated with their impending death. That’s why insurance exists. If you have a group life insurance policy from work, it can pay

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Final Expense Insurance and other Insurance policies

How Does Final Expense Insurance Work with an Existing Policy?

Traditional life insurance and final expense insurance are not the same. However, it’s common to get confused about how they differ. You may wonder, do I need final expense insurance if I already have life insurance? In short, the answer is no. But there are some things to know about your life insurance policy to

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Options for Burial Insurance

Top 3 Options for Burial Insurance

Burial and funeral planning are a key part of any long-standing financial plan. While both can have high costs, burial insurance can help your loved ones sustain the expenses — so they don’t feel overloaded. We’re going to talk about some of your best options for burial insurance. But first, we’ll answer some common questions. 

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Weighing the Pros and Cons of Final Expense Insurance

Weighing the Pros and Cons of Final Expense Insurance

Final expense insurance is a small whole life policy with benefits that normally range from $3,000 to $50,000. It’s intended for people over 50 years of age and can be issued to individuals with different health conditions. Final expense policies are sold by independent insurance agents — like the ones at Final Expense Direct —

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