About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

can i get life insurance with mental health issues

Can I Get Life Insurance With A History Of Mental Health Issues?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Mar 2024 Even though mental illness is becoming more accepted in society, many are embarrassed to admit their diagnosis or talk about it. While you may feel alone among your friends, family, and society, please know you are

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the social security funeral benefit is $255

What You Should Know About Funerals

When a loved one passes away, it’s often a sad and overwhelming stint for the family. They must make many decisions and take care of many details in a short amount of time. If you neglected funeral planning in advance, your family would have to do it on short notice. Don’t let your family go

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preexisting medical condition life insurance

Can You Get a Final Expense Policy With a Pre-Existing Condition?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Mar 2024 The older you get, the more likely you are to have a pre-existing condition. At Final Expense Direct, we speak with people daily who have some health issues and are looking for life insurance. It may surprise

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we'll help you find a policy with no waiting period

How to Get A Burial Insurance Policy with No Waiting Period

Burial insurance is a basic kind of life insurance coverage. Some life insurance types contain some waiting periods, which usually occur the first two years after you activate a policy. However, most people seeking final expense insurance can qualify for a plan that has no waiting period.  What Is a Waiting Period? A waiting period

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fidelity life insurance review

[REVIEW] Life Insurance With Fidelity Life For Seniors

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Mar 2024 Seniors face more challenges when buying life insurance than any other age group. Their age means they pay more for life insurance coverage. If there are health issues, they can make it more expensive than a

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$50,000 of Coverage for $30/month from Globe Life: FACT OR FICTION

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Mar 2024 As per the most recent data from Globe Life, they cater to a significant 4.3 million policyholders.  This number represents a large segment of Americans who might not have thoroughly scrutinized the details of their relatively inexpensive

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can i get life insurance with high blood pressure

Can I Get Life Insurance with High Blood Pressure?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Mar 2024 According to the American Heart Association, almost half of the U.S. population has high blood pressure and many don’t even realize they have it. The only way to know if you have high blood pressure is

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AARP Final Expense Insurance For Seniors Burial Insurance for Funerals

Why Is AARP Final Expense Insurance For Seniors So Much More Expensive?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Mar 2024 New York Life Insurance Company has partnered with another very familiar name seniors are well aware of: AARP. The AARP Life Insurance Program from New York Life was created specifically for people with an AARP membership. New York Life

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Does Metlife Care About Seniors? Some BBB Complaints Say ‘No!’

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Mar 2024 Many seniors are under the misconception that if they don’t already have life insurance, it’s too late. Whether it’s because you think it’s too expensive or you won’t qualify for your health, we’re here to tell

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