About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

Beneficiaries and donations for final expense insurance

Beneficiaries and Donations for Final Expense Insurance

When you buy a final expense insurance policy, you’ll name a beneficiary or beneficiaries, usually spouses, children, or immediate family. But your recipient(s) doesn’t have to be a family member. We’ll talk about this, and provide information about donating the funds to a charity or your church. Every case is different because everyone has different

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direct cremation is cheaper than a burial

10 Questions to Ask When Planning a Funeral

For many people, funeral services are a way of saying a last good-bye. For others, funerals are a sense of closure. It may surprise you that they can cost between $7,000 and $12,000, on average. But, how you spend your money and plan your final arrangements is totally up to you.  When you’re price shopping

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Arranging a Funeral

Arranging a Funeral During the Coronavirus — Things to Know

If you’re planning a funeral during the current pandemic, your funeral director should follow the latest instructions from the National Funeral Directors Association and the CDC. Social distancing will be practiced during visitations and funerals. But there are things to be mindful of when you make the actual funeral arrangements. Here are some expectations and

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Funeral Options

Funeral Options During the COVID-19 Pandemic

It’s no shocker that the COVID-19 pandemic has affected many areas of life and business, including the funeral industry. When a loved one dies, many families have an in-person viewing of the body because it helps the mourning friends (and family) recognize their loss and see the special person and bid farewell. However, in these

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there are many ways to save on funeral costs

Ways to Save Money on Funeral Costs

Written by Kim Wilhelm CEO | Licensed Insurance Agent CEO | Licensed Agent Verified!  See guidelines Verified!  See our editorial guidelines Last Updated 27 Mar 2024 You may know that the average cost of a funeral is between $7,000 – $10,000. Even basic funeral expenses can be hard to afford, and there are often add-ons.    However, it’s common

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Family Final Expense Policies

Written by Kim Wilhelm CEO | Licensed Insurance Agent CEO | Licensed Agent Verified!  See guidelines Verified!  See our editorial guidelines Last Updated 27 Mar 2024 Are There Final Expense Plans For Families? While there are no final expense policies available for families, people most often take out final expense plans for themselves so that their loved ones will

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Common Questions About Final Expense Insurance

Written by Kim Wilhelm CEO | Licensed Insurance Agent CEO | Licensed Agent Verified!  See guidelines Verified!  See our editorial guidelines Last Updated 27 Mar 2024 Common Questions About Final Expense Insurance Final Expense Insurance (aka funeral or burial insurance) is meant to cover the bills that your loved ones will confront after you pass away, including funeral expenses

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our team explains how burial insurance works

How Does Burial Insurance Work?

You’ve heard of final expense/funeral/burial insurance, but how does it work, exactly? The team at Final Expense Direct has you covered. Today, we explain how it works, as well as some important things to know.  How Does Final Expense Insurance Work? Generally, burial and funeral insurance policies don’t require a medical exam. The application might

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A funeral insurance policy can protect your family

[EXPERT ADVICE] 8 Reasons to Buy Final Expense Insurance

A final expense (aka burial or funeral) insurance policy is meant to protect your family if you were to pass away unexpectedly. The last thing you want to do is dump burdens on them such as debt, bills, or personal loans — on top of their grief. Today, Final Expense Direct shares 8 reasons why

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Final Expense Direct explains how the cremation process works

How Does Cremation Work?

Cremation procedures have become as ordinary as traditional burials in the U.S. The surge in cremation results from many factors: lower cost, more personalization, flexible timing, and reduced religious affiliation, among other things. Final Expense Direct explains how the process works, and we identify the different types of cremation. We hope this information helps you

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