Benefits of Final Expense Insurance

Benefits of Final Expense Insurance

Financial safety net

Final expense insurance is purchased for the sake of having end-of-life expenses covered. People often join when they begin to make arrangements for their funeral services and other costs.

Funerals are not cheap. On average, they range from $7,000-10,000. You may not have enough money left over to pay for these services if your medical expenses have drained your savings account, which causes this financial burden to fall on your loved ones.

But final expense insurance takes this all into account. When you join, your beneficiaries will receive a death benefit, ranging anywhere from $2,000-50,000. Even on the low end of this spectrum, the death benefit can be a source of significant relief for your surviving loved ones. The death benefit can be spent in any way your beneficiaries see fit. It’s not taxed, either. 

Return on investment

Final expense insurance is relatively low-cost. The financial investment is lower than one required for other forms of insurance. Time is another investment. The process for joining is quick and simple. Obtaining final expense life insurance is not an extensive process, as the process tends to boil down to a simple questionnaire. 

Minimal risk (if at all)

With final expense insurance, you’re not throwing your money away. You may be skeptical due to the ease of joining, or maybe it sounds too good to be true. However, final expense insurance serves as a great alternative to those who cannot qualify for another policy or need to apply for a policy in a quick manner. 

The burial process often causes doubt and uncertainty. However, you can provide security, comfort, and reassurance to your loved ones by considering all options, including a final expense policy.

Final expense insurance can only help

Your final expense insurance policy is among the final tangible items you leave behind. Even in death, you are capable of lending a helping hand.

If you have any questions about final expense insurance benefits, please call us today at 1-877-674-0236.


Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at We will continue to monitor this situation and keep you updated.