we'll help you find a policy with no waiting period

How to Get A Burial Insurance Policy with No Waiting Period

Burial insurance is a basic kind of life insurance coverage. Some life insurance types contain some waiting periods, which usually occur the first two years after you activate a policy. However, most people seeking final expense insurance can qualify for a plan that has no waiting period.  What Is a Waiting Period? A waiting period

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use the death benefit to pay off credit card debt

Four Things That Final Expense Insurance Can Cover

Final expense insurance normally offers a benefit between $5,000 and $25,000 to help your family cover your end-of-life costs. The neat aspect is they can use the payout for more than funeral and burial expenses.   For example, sometimes people die before paying off their credit cards, medical bills, student loans, and mortgage. While we all

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final expense insurance is not the same as pre-need insurance

Final Expense Insurance vs. Pre-Need Insurance

Final expense insurance and pre-need insurance are often discussed together because they focus on the same area: final expenses. They are the two main options available for planning your funeral ahead of time. However, they’re not the same plans.  What Is Pre-Need Insurance? People use pre-need insurance to cover the costs of funeral services, plus

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there are pros and cons of prepaying for a funeral

Should I Prepay My Funeral?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 27 Jan 2022 When you plan your funeral ahead of time, you can save your family a lot of stress. But doing careful planning doesn’t mean you have to sign a prepaid plan.     Are prepaid plans safe? Final Expense Direct

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final expense insurance can help you cover funeral costs

Your Options When Paying for a Funeral

In the U.S., the average funeral can cost around $7,000 up to $20,000. These are general estimates, but getting a ballpark number will help you start the planning process. While thinking about your funeral can create uneasy feelings, it never hurts to be prepared. You also don’t want to leave the responsibility to your loved

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Smokers can still get a final expense insurance policy

Final Expense Insurance: Information for Smokers

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 27 Jan 2022 Many folks assume that they can’t get a final expense policy if they’re a smoker. But this assumption is wrong, you can still get insurance, just like many other final expense pre-existing conditions. As a smoker,

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final expense insurance is available if you have diabetes

Final Expense Insurance for People with Diabetes

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 27 Jan 2022 More than 30 million Americans have diabetes. If you have a pre existing health condition like diabetes, it can be more challenging to get life insurance coverage.What Is Diabetes?Diabetes is a condition where the body doesn’t

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cancer patients can buy guaranteed issue insurance policies

Final Expense Insurance for Cancer Patients & Survivors

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 27 Jan 2022 Did you know that nearly 50% of Americans will be diagnosed with cancer during their lifetimes? Cancer is a devastating disease. It can plague the lungs, breasts, bone, appendix, skin, colon, brain, prostate, and other body

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final expense insurance companies and burial insurance companies

The Most Popular Final Expense Companies (That You Should Avoid)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 27 Jan 2022 When you’re searching for something on Google or your preferred search engine, do you go with one of the first few options and ignore the rest? If you do, then that’s probably what you’ll do if

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the social security funeral benefit is $255

What You Should Know About Funerals

When a loved one passes away, it’s often a sad and overwhelming stint for the family. They must make many decisions and take care of many details in a short amount of time. If you neglected funeral planning in advance, your family would have to do it on short notice. Don’t let your family go

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