What Questions Should You Ask Before Getting Final Expense?

Before you get final expense insurance, consider what the policy provides for you to have a clear idea as to how to make the best use of it. When you ask these questions, you will be able to proceed with more confidence in your decision. How much will the funeral expenses be? Funeral expenses are

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What Advantages Do Final Expense Policies Have?

Final expense insurance poses many benefits, some of which other life insurance policies don’t offer. If you are having trouble deciding on how you will leave your loved ones a death benefit that can help with funeral costs and other expenses, then final expense insurance is the answer. The advantages mentioned here show why many

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Can You Buy Final Expense Insurance For Children?

Final expense insurance is commonly associated with older individuals contemplating how their loved ones will be able to afford the funeral costs. And final expense insurance policies are usually purchased by the one who will have the funeral, not by someone who is getting the policy for someone else. But, final expense insurance enables individuals

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Do You Need an Exam Before You Can Get Final Expense?

Whether it’s health insurance or life insurance, you are likely going to have to undergo a medical exam before you can complete the policy purchase. Companies do this to ensure that policyholders will be able to make premium payments long-term, and while those premiums may be smaller for the ones who have more favorable results,

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Is There an Age Limit for Getting Final Expense Insurance?

This is a common question because the chances of obtaining a life insurance policy get slimmer as you age. Many companies reject applicants because of being at an advanced age. While final expense insurance has a maximum age in the majority of cases, it is very generous considering what its age range for eligibility is.

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How Can I Qualify for Final Expense Insurance?

Easy qualification is what makes final expense such an appealing option for anyone looking for an insurance policy that will leave something behind for their loved ones. Despite the easy qualification, not everyone can get the same premiums. And some will be subject to waiting periods while others won’t. Here, the question is not whether

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Do Final Expense Premiums Increase As I Age?

Insurance premiums work differently depending on the type of insurance policy you enroll in. Annual rising costs are a significant concern because, initially, affordable insurance plans become expensive to the point where one has no choice but to surrender the policy. And with surrendering a policy, you’re left with an empty bank account, and your

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Does Final Expense Have a Cash Value?

Final expense insurance does allow for a cash value to build because it’s a form of a whole life insurance policy. However, the savings must accrue, and there are some things to keep in mind when you want to borrow against the cash value. What is a cash value? A cash value is a feature

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What is Considered a Final Expense?

With a name like final expense insurance, most would assume it only has one use. But as you will see, there are a variety of ways to interpret what a final expense is. Final expenses are typically left up to your loved ones, but can also apply to your debts in some cases. Final expense

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What is a Death Benefit?

A death benefit is simply a sum of money disbursed to a life insurance policyholder’s beneficiaries after he or she has passed away. What the death benefit amounts depend on the policy the person has joined and/or qualified for. One person may choose a plan with a $2,000 death benefit. Another can choose one that

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