if you want life insurance but don't qualify based on age or health, FE is for you!

Why Do I Need Final Expense?

You might need final expense if you want life insurance, but don’t qualify for other coverage based on your age or health. You Might Need Final Expense if… Final expense insurance is geared towards older individuals and/or those with a serious or pre-existing health condition(s). This simply means that, unlike other types of life insurance,

Read More »
final expense policies are some of the easiest plans to get approved for

Are There Requirements to Meet to Get a Final Expense Policy?

No, most providers don’t have requirements to get a final expense policy. There are certain limits to consider, but you’ll almost certainly be eligible for one. Requirements for Final Expense The requirements for final expense are very minimal. The only thing you have to worry about, however, is age—most policies require you to be within

Read More »
final expense policies typically last until the end of the policyholder's lifetime: 10-30 years

How Long Does a Final Expense Policy Last?

Final expense policies, due to the nature of their benefits and structure, typically last until the end of the policyholder’s lifetime, anywhere from 10-30 years. Final Expense as Term or Whole Life Insurance Final expense is a type of life insurance plan. Like all life insurance, then, you make monthly payments and earn a payout

Read More »
burial insurance is basically the same thing as final expense insurance

Is Final Expense and Burial Insurance the Same?

Final expense and burial insurance are not the same, but they can both cover funeral costs—final expense, however, covers a bit more. What Is Burial Insurance? The coverage included in burial insurance is essentially in the name—funeral, burial, and service costs, essentially every expense involved in the arrangements of the policyholder’s funeral.  On average, funerals

Read More »
there's no time like the present for young adults to purchase life insurance

Can Young Adults Purchase Final Expense Insurance?

Yes, young adults can purchase final expense insurance. But do they need it? Can they benefit from it? Here’s a closer look at these questions and more. What Is Final Expense? Final expense is a type of life insurance policy. It provides a payout, or death benefit when the policyholder passes away. This payment can

Read More »
you can be denied a final expense policy but it's easy to avoid that

Can You Be Denied a Final Expense Policy?

Yes, you can be denied a final expense policy, but it’s very easy to avoid, and very uncommon amongst most insurance companies. What Is Final Expense Insurance? Final expense is a type of life insurance that covers small costs after the policyholder’s death. When you pass away, there are a lot of unexpected things your

Read More »
look for final expense insurance later in life or when your health worsens

When Should I Start Looking for a Final Expense Policy?

Final expense policies are perfect for older or poor-health individuals who can’t qualify for other insurance. So, the best time to start looking is when you meet these conditions. Final Expense and Other Insurance The three main types of life insurance are whole, term, and final expense life insurance. When you purchase whole life insurance,

Read More »
we have access to the top life insurance companies in Texas

Final Expense Insurance in Texas

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 30 Nov 2021 To get a final expense plan in Texas, you must go through an insurance company. Final Expense Direct provides access to the best companies in Houston. Pioneer American Pioneer American was founded in 1946, and has been servicing

Read More »
with FE insurance, you can have as many beneficiaries as you like

How Many Beneficiaries Can I Have?

You can have as many beneficiaries as you like—any percentage of the funds from your death benefit can be designated to the people you choose. What Are Beneficiaries? To answer this question, you need a description of a typical life insurance policy first. When you purchase life insurance, you are essentially buying a death benefit.

Read More »
you can use final expense insurance to pay estate taxes

What Can Final Expense Insurance Be Used For?

Final Expense plans can be used for a large variety of small costs after the policyholders death. Funeral Expenses On average, funerals cost anywhere between $5,000 and $10,000. Very few people want to leave these expenses to their loved ones when they’ve passed on, and certainly no one wants to cover them out-of-pocket. One of

Read More »