Burial vs. Cremation: Cost Differences

burial vs. cremation
Kim Wilhelm CEO of Final Expense Direct Life Insurance
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Written by Kim Wilhelm

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Last Updated 26 Jan 2022

The choice between burial and cremation is one of the biggest decisions you’ll make regarding your funeral planning, but one of the biggest factors that can conclude your decision on this is the Funeral cost of each service. However, with a final expense policy, the costs for both may be covered completely.

Burial vs Cremation Costs

Assessing the cost of burial versus cremation requires taking a more in-depth look into the other purchases associated with those choices. When you choose a burial, you are not paying the price of the act of burying. Just like with cremation, there’s more to it.


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Here are some costs that are associated with burials. Costs such as the funeral service itself, embalming, and additional funeral home fees are not included here, as these are not necessarily prerequisites for either option. 

Note that these costs are estimates - your funeral home may offer different prices from the ones listed here:

  • Casket - $2,000-$5,000
  • Vault - $1395
  • Hearse - $325
  • Headstone - $2,000-5,000
  • Funeral Plot - $1,000-$4,000

For cremation:

  • Casket - $1000
  • Cremation service charge - $350
  • Urn - $275

Cremation is obviously the less expensive of the two. When adding the costs included for burials at the lowest estimates for each item, the total comes to roughly $6,720. Cremations, on the other hand, would result in an estimated cost of $1,625 based on the figures above.

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Making the Choice Between Burial vs Cremation

Final Expense Direct provides you with the necessary resources to find a final expense insurance policy that’s right for you. We will discuss all the options available so you can find a policy that will cover your final expenses, regardless of whether you choose cremation or burial.

If you have any other questions about final expense insurance or burial costs and would like a free quote, please call us today at 1-877-674-0236. 

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