it's possible to cancel a funeral insurance policy

Can You Cancel a Funeral Insurance Policy?

Yes, it’s possible to “cancel” a funeral insurance policy. However, this is not recommended and can have large financial impacts.

Enrolling in a funeral insurance policy is an important decision and one that should not be taken lightly. This is partly because “canceling” a funeral insurance policy will mean that you’ll lose all of the money you’ve paid into it.

Choosing the Right Funeral Policy

Choosing the right funeral insurance policy is incredibly important. When applying, consider the premium and whether you think you’ll be able to make timely payments for the duration required. If you think you may not be able to afford the premiums, consider purchasing another plan, or making other arrangements.

Keep in mind that funeral insurance and burial insurance are two separate things. If you wish to get insurance to cover your burial, there are other policies solely intended for that.

What Happens If I Cancel?

Canceling a funeral insurance policy means that you’ll stop paying the required premium. If this occurs, you won’t receive any of the death benefit and will also not be refunded any of the money you’ve previously paid into the policy. This can be extremely costly, which is why it’s important to select a plan that you’re confident in from the beginning.

Canceling a funeral insurance policy can mean losing a large sum of money. If it’s at all possible to continue paying your premium, it’s typically best to do so.  This will ensure that you’re not losing any money you’ve already paid, and your loved ones can still receive the death benefit specified by your plan.

Why Choose Funeral Insurance?

Funeral insurance can provide you with the peace of mind that comes from knowing you’ve made preparations and a plan to cover the costs of your funeral.  Funerals can be costly, so if you have grand plans, it’s best to purchase an insurance policy that can fulfill those.  

Making preparations for your funeral is another way to ensure that your wishes are being carried out. It can be overwhelming to think about making plans, but it’s one of the best ways to tell your loved ones what you want. Funerals can vary greatly, so it’s best to make detailed instructions and be clear about what you envision for your remembrance.

For all your funeral insurance questions, call 1(877) 674-0236 and speak with one of our professionals.


Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at We will continue to monitor this situation and keep you updated.