When you buy a final expense insurance policy, you’ll name a beneficiary or beneficiaries, usually spouses, children, or immediate family. But your recipient(s) doesn’t have to be a family member. We’ll talk about this, and provide information about donating the funds to a charity or your church. Every case is different because everyone has different
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Last Updated 26 Mar 2023 Common Questions About Final Expense InsuranceFinal Expense Insurance (aka funeral or burial insurance) is meant to cover the bills that your loved ones will confront after you pass away, including funeral expenses and medical bills. At
A final expense (aka burial or funeral) insurance policy is meant to protect your family if you were to pass away unexpectedly. The last thing you want to do is dump burdens on them such as debt, bills, or personal loans — on top of their grief. Today, Final Expense Direct shares 8 reasons why
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Last Updated 26 Mar 2023 More than 30 million Americans have diabetes. If you have a pre existing health condition like diabetes, it can be more challenging to get life insurance coverage.What Is Diabetes?Diabetes is a condition where the body doesn’t
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Last Updated 26 Mar 2023 Many folks assume that they can’t get a final expense policy if they’re a smoker. But this assumption is wrong, you can still get insurance, just like many other final expense pre-existing conditions. As a smoker,
Final expense insurance and pre-need insurance are often discussed together because they focus on the same area: final expenses. They are the two main options available for planning your funeral ahead of time. However, they’re not the same plans. What Is Pre-Need Insurance? People use pre-need insurance to cover the costs of funeral services, plus
Final expense insurance normally offers a benefit between $5,000 and $25,000 to help your family cover your end-of-life costs. The neat aspect is they can use the payout for more than funeral and burial expenses. For example, sometimes people die before paying off their credit cards, medical bills, student loans, and mortgage. While we all
Final arrangements can be a difficult topic for families to approach. However, the more research you do now will benefit you and your loved ones when the time comes. Instead of a burial, you can opt for a more affordable arrangement — cremation. The cremation process often raises many questions. To make your decisions easier
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Last Updated 26 Mar 2023 It costs money to live, and it costs money to die. Unfortunately, we must factor the cost of dying into our budgets, in addition to housing, groceries, and healthcare. According to the National Bureau of Economic
No, final expense does not expire—unless or until the policyholder passes away. This, however, is not “expiring,” so much as it is the end or completion of the policy. Final Expense and Whole Life Final expense is considered a type of whole life policy. This means that it lasts your “whole” lifetime from the time
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