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Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Are There Final Expense Plans For Families?While there are no final expense policies available for families, people most often take out final expense plans for themselves so that their loved ones will have an easier time paying for their funeral
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Common Questions About Final Expense InsuranceFinal Expense Insurance (aka funeral or burial insurance) is meant to cover the bills that your loved ones will confront after you pass away, including funeral expenses and medical bills. At Final Expense Direct, we represent our clients with their
A final expense (aka burial or funeral) insurance policy is meant to protect your family if you were to pass away unexpectedly. The last thing you want to do is dump burdens on them such as debt, bills, or personal loans — on top of their grief. Today, Final Expense Direct shares 8 reasons why
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines More than 30 million Americans have diabetes. If you have a pre existing health condition like diabetes, it can be more challenging to get life insurance coverage.What Is Diabetes?Diabetes is a condition where the body doesn’t correctly process food to
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Many folks assume that they can’t get a final expense policy if they’re a smoker. But this assumption is wrong, you can still get insurance, just like many other final expense pre-existing conditions. As a smoker, there are some things
Final expense insurance and pre-need insurance are often discussed together because they focus on the same area: final expenses. They are the two main options available for planning your funeral ahead of time. However, they’re not the same plans. What Is Pre-Need Insurance? People use pre-need insurance to cover the costs of funeral services, plus
Final expense insurance normally offers a benefit between $5,000 and $25,000 to help your family cover your end-of-life costs. The neat aspect is they can use the payout for more than funeral and burial expenses. For example, sometimes people die before paying off their credit cards, medical bills, student loans, and mortgage. While we all
Final arrangements can be a difficult topic for families to approach. However, the more research you do now will benefit you and your loved ones when the time comes. Instead of a burial, you can opt for a more affordable arrangement — cremation. The cremation process often raises many questions. To make your decisions easier
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines What Does Final Expense Insurance Cost?Factors influencing costFinal expense insurance isn’t a single cost. Payment is designed in such a way that it is set according to factors such as:Age GenderLifestyleMedical historyImpact of each factorThe younger you are, the less you
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines What is a Simplified Issue Final Expense Policy? Simplified issue final expense or burial insurance takes a different look at traditional eligibility requirements for life insurance, making it easier for those older and with minor health issues to enroll.Final Expense as a WholeGenerally speaking, what
