Category: Final Expense Insurance

What Happens if I Cancel My Final Expense Policy?

Canceling your final expense policy is generally easy, but likely means that you will have to give up the money you put towards it. However, you will not likely be charged a cancellation or surrender fee for doing so. Here are some of the things you need to know about canceling final expense and how

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Senior couple discussing what to look for in a final expense policy.

Final Expense Vs. Pre-Need Insurance

Final expense and pre-need insurance both cover funeral costs and arrangements. However, final expense death benefits are larger and more flexible than pre-need. Here’s a deeper look into each policy and which is better suited for you. What is Final Expense? Final expense is a type of whole life insurance policy meant to cover a

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How Can I Buy Final Expense for My Parents?

Buying final expense insurance for your parents is a serious decision that requires careful planning and helpful insight. To get you on the right track, here are 6 steps you can follow. Step 1: Have a Heart-To-Heart with Them It is incredibly important to be fully upfront with your parents. Even if they are suffering

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How Can Being Healthy Help You Save On Final Expense Insurance?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 29 Mar 2024 Healthy people can save on final expense insurance by purchasing a simplified issue policy over guaranteed issue. Both provide the same coverage, but the former is less expensive than the latter.How Does Final Expense Insurance Work

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Can I Get Final Expense if I’m Overweight?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 29 Mar 2024 Yes, you can get final expense if you are overweight. Unlike other insurance policies, final expense has an option, called guaranteed issue, for those with minor to serious health concerns to enroll.Getting Life Insurance as an

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Can I Get Final Expense if I’m a Stroke Victim?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 29 Mar 2024 Yes, you can get final expense insurance if you are a stroke victim. Final expense is available to almost anyone regardless of age and even in poor or chronic health. Stroke victims and their loved ones have

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Can I Get a Final Expense Policy with Heart Disease?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 29 Mar 2024 Heart disease is the #1 cause of death in America. According to the CDC, someone dies every 36 seconds from cardiovascular disease. The most common type of heart disease is coronary artery disease, followed by heart

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Can I Get a Final Expense Policy with Dementia or Alzheimer’s?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 29 Mar 2024 Yes, you can get a final expense policy with dementia or Alzheimer’s. Guaranteed issue policies accept older individuals with preexisting and chronic conditions.Why It’s Difficult to Get Life Insurance Coverage with Dementia or Alzheimer’sDementia and Alzheimer’s

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How Cost-Effective Is Final Expense Insurance?

Final expense insurance is one of the most popular insurance choices among seniors contemplating what they will leave behind for their loved ones once they pass. Its pricing makes it a bargain, especially for those who have issues qualifying for other life insurance policies. This will look into the ways that final expense is one

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Top 3 Final Expense Terms You Should Know

With any insurance policy, you’ll see terms that pop up frequently. The terms are used as if they need no explanation, but you ought to know what they mean, as these final expense terms are integral to the policy. Once you become familiar, you’ll know exactly what to look for and how it can help

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