Category: Final Expense Insurance

some final expense policies have waiting periods and some don't

Does Final Expense Have a Waiting Period?

Waiting periods are common for many insurance policies due to financial reasons. However, there are some policies that don’t have waiting periods at all, and some have waiting periods where benefits are still accessible to a lesser extent. Here, we will explore scenarios in which final expense insurance has a waiting period. The Logic Behind

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we'll explain how final expense differs from term life insurance

Final Expense vs. Term Life Insurance

Final expense insurance and term life insurance are both low-cost insurance options. Both of them have a death benefit that gets paid upon the policyholder’s death. But here we’ll see that there are many stark contrasts between these two, and in the end, you can see which is the right one for you. Who Are

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have you heard about the senior final expense program?

What Is the Senior Final Expense Program?

The senior final expense program allows you to have a quality policy where you can leave your loved ones a small fortune without having to spend a fortune. Signing up is a quick and easy process, no medical exam necessary. You’re given two options for the kind of plan you’d like, allowing you to have

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here are three scenarios where final expense is right for you

In What Scenarios Would Final Expense Be Right For Me?

You may have heard about final expense insurance, but is it right for you? Like anything else, it’s not right for everyone. If final expense is right for you, then it’s going to be an incredible policy that will suit you perfectly. Scenario 1: Everything else is covered, but you need extra help with paying

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there are different factors that could keep you from buying a final expense policy

What Could Keep Me From Buying a Final Expense Policy?

Since there are different types of final expense policies, there are different prohibitive factors standing in the way between you and a final expense policy. There’s traditional, graded benefit, and guaranteed benefit. How you feel about a policy’s costs and benefits, and your ability to meet the requirements both come into play here. Final Expense

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here's how you can buy a final expense policy online

Can You Buy a Final Expense Policy Online?

We live in a time where everything is more accessible than ever. We have the entire world’s information wherever we go. And that makes life more convenient. Here we will look at how you can obtain final expense insurance online. Buying Online Buying online is a more attractive option than it ever has been before.

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Can Medicaid Work With Final Expense?

Can Medicaid Work With Final Expense?

For seniors to remain eligible for Medicaid for long-term use, they must have limited assets. This means cash savings and other funds or assets may disrupt their ability to qualify for Medicaid benefits. But with few assets, how will you pay for your funeral expenses? The answer is final expense insurance. Final expense insurance can

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Final Expense Insurance For Smokers

Does Final Expense Cover Smokers?

Don’t assume that you aren’t eligible for final expense insurance just because you are a current smoker. Smoking doesn’t eliminate you from qualifying for final expense insurance, in fact there are many final expense plans that will gladly cover people that smoke. Here is what you need to know about applying for final expense coverage

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life insurance cancer

Can I Get Life Insurance With Cancer?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 18 Apr 2024 Getting a cancer diagnosis can be devastating, especially if you don’t already have life insurance. It’s estimated that there will be 1.9 million new cancer diagnoses in 2021. And about 1,670 Americans die every day from

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Final expense insurance with health issues as a senior

If I Have Health Issues, Can I Still Get Final Expense?

Many people seek final expense insurance because they do not qualify for traditional life insurance plans due to their health status. But did you know that if you have adverse health conditions, you may still be able to qualify for a final expense insurance policy? Here is what you need to know about getting final

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