You’re absolutely not required to have final expense insurance. However, it may be your best option for coverage if you’re older or have serious health conditions. Life Insurance Isn’t Required, But It’s Helpful No one is legally required to have any form of life insurance, though some loans may include it on their contract for
Each life insurance policy has its own appealing qualities, with different mechanisms in how it works. Some allow you to have a plan that will always stay with you if you pay your premiums, and others have unique investment features that you can take advantage of through the duration of your policy. Here we will
Final expense and whole life insurance are similar, but there’s a difference that makes them ideal for separate demographics. We will look at what you can do with the death benefit, how to get the most out of your policy and examine how a final expense candidate might not be right for a whole life
Final expense insurance and term life insurance are both low-cost insurance options. Both of them have a death benefit that gets paid upon the policyholder’s death. But here we’ll see that there are many stark contrasts between these two, and in the end, you can see which is the right one for you. Who Are
There are many forms of life insurance available. Most people know about traditional life insurance, also called whole life insurance, and term-life insurance, but many have never heard about final expense insurance. Final expense insurance is a type of life insurance that is more flexible, meaning it is easier to get if you are older
Life insurance and final expense insurance operate through similar principles, which mainly relate to leaving loved ones with a large sum of cash. Your passing will affect the people around you, and since those ties are so profound, your death will indirectly impact the other people your loved ones spend their time with. We’re all
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Last Updated 24 May 2022 When it comes to buying senior life insurance, you have many different options to satisfy your age and your needs. However, it’s not as complex as many people think. The two main types of life insurance
Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified! See guidelinesVerified! See our editorial guidelines Last Updated 24 May 2022 From costly prescriptions to frequent hospital visits, the final years of someone’s life can be the most expensive. When a parent passes away, surviving loved ones may not have the funds needed to handle the end-of-life
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