Category: Life insurance

Whole Life Insurance for Seniors

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines As a senior, you’ve probably spent most of your life taking care of others, watching your children grow and now blessed to watch your grandchildren grow as well.But what if one more act could secure a better financial future for

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Whole Life Insurance Rates by Age Chart

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines When you’re shopping for permanent life insurance, how do you know which company has the best whole life insurance policy? The best way to find out is to do a whole life insurance rates comparison.A whole life insurance rates comparison

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No Exam Whole Life Insurance (Is it Worth Skipping the Exam?)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Most people, especially seniors, are used to life insurance requiring a medical exam to get coverage. Life insurance companies use the exam results to assess your risk and determine your premium. But what if we told you that anyone can qualify

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The Best, Low Cost Whole Life Insurance

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines How can you get the best, low cost whole life insurance if you’re a senior? You might think you’re too old to get cheap whole life insurance, or worry your health will get you denied.At Final Expense Direct, we work

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Whole Life Insurance With 2-Year Waiting Period (And How to Avoid It!)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines If you’re shopping for life insurance, you may come across terms like waiting period and wonder what it means. It’s important to understand this term when buying any type of life insurance, especially final expense insurance, which is whole life

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Whole Life Insurance Pros and Cons (Is it a Good Investment?)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Whole life insurance is the preferred type of life insurance for seniors. Like any type of insurance, whole life insurance has advantages and disadvantages. Learn about the benefits and drawbacks of whole life insurance and why we think whole life

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Term vs Whole Life Insurance (Which Is Best for Your Situation?)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Term and whole life insurance are two types of life insurance that are very different, but have a few things in common. Which type of life insurance is best for you depends on your age, health, how much coverage you

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Can I Get Life Insurance After a Stroke

Can I Get Life Insurance After a Stroke?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Having a stroke is scary and can be life altering.The longer you live past 55, the more likely you are to have a stroke. For every decade more you live, your chances double.People living in the southeastern U.S. are more

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Can I Get Life Insurance with High Cholesterol?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines With no symptoms to show for it, many Americans don’t realize they have high cholesterol until they get their blood checked. This may come as an unpleasant surprise, especially if you find out you have high cholesterol during a life

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life insurance isn't required but it can certainly help protect your family

Is it Required to Have Final Expense Insurance?

You’re absolutely not required to have final expense insurance. However, it may be your best option for coverage if you’re older or have serious health conditions. Life Insurance Isn’t Required, But It’s Helpful No one is legally required to have any form of life insurance, though some loans may include it on their contract for

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