Save Money With Final Expense Insurance

How Can Final Expense Insurance Help You Save?

Final expense insurance exists to help pay end-of-life expenses that occur when you die. By purchasing final expense insurance, you may be able to save money for your family. Here’s how final expense insurance helps you save on end-of-life coverage costs. 

Final Expense Insurance Is Inexpensive

Unlike traditional life insurance options, final expense insurance has death benefits that are typically capped at around $50,000. With these lower benefits, you can expect that you won’t need to pay too much for coverage. Final expense insurance often costs less than $40 per month, meaning it is highly affordable for the average consumer. If you are at retirement age, the low cost of final expense insurance can offset the potentially immense costs of funerals and final medical expenses. This is especially true for individuals who do not have ample savings or another life insurance policy in place.

Final Expense Benefits Can Be Used For Anything

A final expense insurance policy is flexible and the death benefit can be used to cover a number of different costs. Some insurance policies only provide money to be spent on burial costs, so being able to spend the money on anything can actually save you money. This is possible because rather than allowing expenses to pile up, collecting late payment fees and the like, your family can use their final expense benefits to pay them off immediately. Knowing that your family won’t have lingering debts after you pass will give you peace of mind in life, making your final expense insurance policy worthwhile. 

Pre-arranged Funerals May Be Less Expensive 

If you have a final expense insurance policy in place, you can walk with confidence knowing that your burial costs will be covered. You can also think ahead and plan your funeral in advance, potentially saving your family money in the process. Pre-planning your funeral is not only a good way to get educated about funeral costs, but it will also give you the ability to decide exactly how much you want to be spent on your funeral. In some cases, you may even be able to lock-in lower rates by planning your funeral in advance. If you make a pre-need arrangement with the funeral home, they might have the incentive to offer you lower rates in exchange for you signing a contract that states you will have them conduct your funeral. 

Don’t Wait To Get Final Expense Coverage 

Final expense insurance will give your family the ability to easily cover your end-of-life expenses. Don’t wait to enroll in a policy today. Contact Final Expense Direct to get started. Just give us a call at 1-877-674-0236.

COVID-19 RESPONSE

Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at customerservice@finalexpensedirect.com. We will continue to monitor this situation and keep you updated.