final expense insurance provides financial relief for your beneficiaries

How Does Final Expense Help Your Beneficiaries?

Money doesn’t buy happiness, but it does make life easier. And it provides peace of mind!

But the final expense death benefit is more than just an amount of money left. It’s a gesture. Leaving something behind for your loved ones powerfully symbolizes your benevolence toward them.

Financial Relief for Funeral and Personal Expenses

You may be gone, but your loved ones’ debts aren’t. Your funeral is an automatic expense the moment you pass away. It’s the next cost your loved ones will be thinking about. They will have to make a plan as to how they will be able to cover all the funeral costs.

The death benefit, though, will significantly ease this burden. Money doesn’t become an issue. Your loved ones don’t have to suffer financially in addition to emotional suffering. And funerals aren’t supposed to be about money. With a death benefit, your beneficiaries can focus on honoring you and the life you lived.

On a personal level, you’re helping your loved ones with their debts. 

Your Beneficiaries Can Get Through Financial Obstacles

Your beneficiaries may have:

  • Children to provide for
  • Student loans to repay 
  • Health insurance
  • Car insurance
  • Medical bills

At the same time, there is nothing wrong with contributing to your beneficiaries’ wants. The final expense death benefit can be used toward enriching and fulfilling life experiences. It’s a way for them to see what they’ve never seen, be where they’ve never been, and do what they’ve always wanted to but never had the funds for. And when they have these life-changing experiences, they will also be reminded of you.

Your Beneficiaries’ Wants Are Also Important

Your beneficiaries could use the death benefit for:

  • A new vehicle
  • Reservations to a vacation spot
  • New clothes
  • A getaway trip with close family and friends

This is all possible because your death benefit is not subject to tax. There are no rules set for how they should spend it, where they spend it, or what they spend it on. 

Personal Growth

Finally, extra money doesn’t have to get debt out of the way or purchase entertainment. Your beneficiaries may use the death benefit and allow it to grow into something bigger. Your beneficiaries now have the ability to grow wealth and make wise investments that will allow them to have additional funds to fall back on.

And with money that has accrued in substantial amounts, it could potentially go toward helping restore communities and help charities.

There are no limits on what the money can be used for, and because of this, there are unlimited possibilities for positive outcomes in the future!

Call us today at 1-877-674-0236 if you have any other questions about final expense insurance, or to get a quote.


Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at We will continue to monitor this situation and keep you updated.