Plan for Final Expenses

How to Plan for Final Expenses

Planning for final expenses begins when you contemplate where your funds will go following your death, but the planning stage doesn’t have to be overwhelming.

Review current financial situations

When looking for a policy, first consider your current expenses and the potential costs you may incur. Also, take those who depend on your income into account since they may have trouble paying their debts without your assistance. Then, think about what your beneficiaries’ futures hold. Are they in need of help with student loan payments? Are they at an age where they are considering buying their first home? Do they have children of their own to provide for?

Taking all of these together, you see that your departure will have a ripple effect on everyone around you. They will have to move on and cope with your loss, enduring the grieving process as they face financial obstacles.

Choose a funeral home

The venue for your funeral is worth considering since different funeral homes offer different prices. It is also good to discuss these arrangements with your loved ones.

Picking the wrong funeral home for you can lead to unnecessarily high costs if you do not carefully analyze your choices. If it’s not thoroughly planned and you do not have an insurance policy that will cover these costs, this can lead to expensive out-of-pocket costs that will leave your loved ones responsible.

Also, if you are not clear with your loved ones on the type of service you would like to have, it is possible for things to not go according to your plans, which in return, could impact the costs considerably.

Choose your final expense insurance policy accordingly

Now that you have a clear idea of what your loved ones will be paying, you can choose a final expense policy that best suits you. We work with all of the top insurance companies in America, and we’ll make sure we find the perfect plan for you and your specific needs.

If you have any other questions about planning for final expense insurance, please call us today at 1-877-674-0236.


Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at We will continue to monitor this situation and keep you updated.