work with an insurance broker to save money on final expense

How to Save Money with Final Expense

Final expense insurance is an excellent way to be sure that your funeral and burial costs will be covered. Enrolling in a final expense policy can provide you with peace of mind and take some financial burden off your loved ones. Being knowledgeable about final expense is important in making an educated decision, so let’s go over how you can save money with final expense — to maximize its potential.

Find the Best Policy for You

Not all insurance companies offer the same policies. Doing research and speaking with multiple insurance providers is an important part of finding the policy that will work best for you and your needs. When selecting a final expense policy, make sure you’re aware of all the options available to you.

Plan Appropriately

Having an idea of what you want your funeral or burial to be like is important when saving money with final expense. Being extremely clear about your wishes is necessary so that when the time comes, your loved ones can spend the death benefit in the way you wanted.  

Including your end-of-life wishes in your will is an excellent way to ensure that they’ll be carried out. When recording your wishes, be very specific and clear about all of the details. While this isn’t entirely necessary, it can take some of the pressure off of family and provide peace of mind.  

Being specific about your wishes can also help you save money when planning for a funeral. Make clear, detailed instructions and outline things such as the budget, what companies or services you would like to be used, and how you want your final expense death benefit to be spent.

The Allowance Is Tax-Free

When the time comes and your family uses the final expense allowance, it will be tax-free. This is a huge relief and a big motivator for many to enroll in a final expense policy. Tax-free usage means the cost that’s withdrawn will be the actual amount that can be used, one of the biggest benefits of final expense insurance.

Have Questions About End-Of-Life Expenses?

If you have questions about enrolling in a final expense policy or how to use the money, speak with one of our professionals today. We can answer all your questions and ensure that your policy best fits your needs.

End-of-life questions can be overwhelming and daunting, so we’re here to support you throughout the process. You can call us at 1 (877) 674-0236 to make an appointment to discuss your options with a dedicated team member. 


Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at We will continue to monitor this situation and keep you updated.