• Pre-existing Conditions OK
• No Medical Exam
• Guaranteed Acceptance
• Rates Never Increase
• Easy Phone Approval

You're guaranteed

Approval up to age 85!

If you are between the ages of 50 and 85 years old, you are guaranteed acceptance, regardless of your health.


We are not connected with or endorsed by the United States government or the federal Medicare program.

There is no medical exam to get coverage

Unlike term-life, our plans last your WHOLE life and will never expire. The price you sign up will NEVER increase, and your benefits will never decrease.

Our WHOLE life plans will NEVER expire!

You get coverage right over the phone by just answering a few simple health questions. You will be covered the day you make your first payment

Final Expense Plans Cover Costs Associated with Your Passing Including:

• Cemetery Plot
• Casket
• Headstone and engraving
• Legal fees, probate costs
• Wake/visitation
• Minister
• Transportation
• Funeral Service
• Physician and hospital bills
• Mortgage, car loans, credit card balances
• Any other debt left behind!

Getting Final Expense Life Insurance Is THIS Easy

1. Answer a few simple yes or no health questions or choose a no questions asked plan

2. Get paired with all the quotes you qualify for in your state

3. If you hear a quote you like, you get coverage right over the phone!


Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at We will continue to monitor this situation and keep you updated.