What’s the difference between Senior Legacy and Senior Legacy Life: Reviewed and Compared

Written by Kim Wilhelm

Verified!  See guidelines

Verified!  See our editorial guidelines

Last Updated 21 May 2024

If you’ve been searching for senior life insurance, there’s no shortage of companies offering what they consider the best life insurance for seniors products.

Maybe you’ve seen the TV ad for Senior Legacy Life. They promise up to $30,000 in final expense life insurance with no medical exam, and pre-existing conditions are okay. 

Or, maybe you’ve stumbled across Senior Legacy Life Insurance. If you didn’t pay much attention, you’d think these two companies are the same, but you’d be wrong.

So, who are Senior Legacy and Senior Legacy Life and what do they offer? We reviewed and compared both companies to help you decide if one would meet your needs for senior life insurance.

Senior Legacy Life Final Expense Insurance

Both Senior Legacy and Senior Legacy Life offer final expense insurance, which is whole life insurance marketed to seniors. Both companies are brokers who act as a third-party, selling life insurance products to seniors.

If you go to Senior Legacy Life’s website, you’ll see a single page. The first thing you see is “As Seen on TV.” Then questions

  • Are you or someone you love aged 50 to 80?

  • Do you receive social security, medicare, or disability and are younger than 80?

If you answer yes, well then you might just qualify for $30,000 in final expense insurance, paying just pennies each day for coverage.

Then, a phone number to call for a quote on burial insurance. They talk about average funeral expenses and how social security will only pay $255 for your funeral. Of course, funerals cost around $11,000, but in reality, the median funeral cost with burial and viewing is less than $9,000.

That’s it, though. Nothing about the type of coverage you can get, what companies they partner with, how you can qualify. Just a single page urging you to call them to get a commitment-free quote.

Senior Legacy Life Burial Insurance

Now, Senior Legacy’s website is more detailed about their burial insurance life offerings. Just on the front page, you’ll learn you can work with local agents and they offer a fast response of 24 hours or less. They make it easy to qualify for burial insurance

Well, now we’re getting somewhere. 

Just a quick note — quotes should ALWAYS be free, no matter where you get them from. NEVER pay for a life insurance quote, especially as a senior. At Final Expense Direct, we’ll never charge you for a quote, no matter how many companies you get a quote from. 

Now, back to Senior Legacy Life Insurance.

You can fill out a quote form, but you won’t get a rate online. Instead, you’ll put in your contact information, including your phone number, and wait for a call from a Senior Legacy licensed agent.

Compare and buy

final expense

Final Expense Life Insurance Quote Online

Senior Legacy Life Insurance for Seniors

At this point, we know that both Senior Legacy and Senior Legacy Life offer life insurance for seniors, but we still don’t know which companies they work with.

If you’re searching on the internet for senior life insurance, we bet you’d like to at least know what companies you’re choosing from. This way, you can make an informed decision before you choose an insurance broker.

At Final Expense Direct, we don’t make it a secret which companies we work with. We have a dedicated page that showcases our final expense life insurance company partners.

Not sure what the difference is between Senior Legacy and Senior Legacy Life? No problem, we break it all down in this article

We encourage you to check them out. You can learn even more about what each company offers and which would be the best fit by checking out each company’s page on our website:

We also want you to know why we choose not to partner with some of the biggest names in the life insurance industry:

Final Expense Direct wants to be your senior life insurance broker of choice. We strive to be transparent with who we partner with, the coverage options you have available, and break down all the details of life insurance for seniors.

Life insurance can be scary at any age, and when you’re a senior, it’s not always cheap, especially if you have health issues.

That’s why we’ve created an extensive resource section of our website. Here, you can research everything you want to know about life insurance for seniors.

Senior Legacy Life Funeral Insurance

You can get funeral insurance from Senior Legacy and Senior Legacy Life companies. Unfortunately, you have to call to learn more about the funeral insurance policies they offer.

To learn more about funeral insurance, check out:

Senior Legacy Life Insurance Costs

Are you ready to find out how much life insurance costs with Senior Legacy or Senior Legacy Life?

Unfortunately, you won’t be able to find out online. You’ll have to call Senior Legacy Life because there’s no other option on their website.

Senior Legacy offers an online quote option, but once you submit your information, you’ll receive a confirmation screen thanking you for requesting a free quote, and that a certified team member will respond within 48 hours.

Senior Legacy Quote

Now, if you remember, the front page of their website states 24 hours or less. A minor discrepancy, but one worth pointing out.

At Final Expense Direct, you can get a free quote online. Yes, you actually get quoted premiums online from companies you could qualify for based on the information you provided in the quote fields. 

If you want to continue to the application, you can do so online. Once you submit it, you’ll then be advised to expect a call from one of our agents. This is only to verify your application so we can submit it to the carrier.

Not ready to get a quote, but interested in how much it might cost?

You can see sample rates for different ages right here:

And if you want to find out how much it might cost based on coverage amount, you can click on any of these links to find out:

We hope you’ll consider allowing Final Expense Direct to earn your business. We work with God fearing Americans just like yourself to get you the coverage you need at a price you can afford. We strive to get everyone covered in just one phone call so you can hang up with peace of mind, knowing your loved ones are taken care of when the good Lord calls you home.

  • Immediate Approval Over the Phone Today!
  • Speak to a Live Agent 
  • Just a Few Health Questions 


Both Senior Legacy and Senior Legacy Life are life insurance brokers, but their websites leave a lot to be desired. If you want to learn more about them, including the companies they work for, and get a quote, you’ll have to call them. Final Expense Direct includes everything on our website, including actual quotes. The only time you need to speak with us is to complete the application, unless you want personalized service. In that case, we urge you to call today to speak with one of our agents.


  • Get quotes FAST
  • More affordable than you think
  • Compare quotes from top companies
  • Know what you qualify for before you buy!
By pressing "Get Quotes Now" you agree to our privacy policy and consent to have Final Expense Direct contact you by email, phone call, text/SMS message at the phone number & email you provide. You understand that any calls, texts, SMS messages may be made using automated dialing technology. Consent isn’t a condition to purchase our products.