What do you do when you’re faced with a tough decision? Many people like to make a list to see if the advantages outweigh the disadvantages. Planning your funeral isn’t the most glamorous subject. However, if you don’t plan ahead, your family could argue over what to do when you pass, creating unwanted conflict. Should we bury the body or go with a cheaper alternative, like cremation? Consider these benefits and drawbacks of cremation.
Is Cremation Popular?
Cremation — the process of burning a dead body at extremely high temperatures — is replacing traditional burials. In 2015, it became the preferred choice for final deposition, and has been rising in popularity ever since.
According to the National Funeral Directors Association, 54% of deaths were linked to the cremation method in 2019. This figure is projected to reach around 75% by 2040.
Quick List: The Benefits of Cremation
- It’s often one-third of the cost of an average burial. A burial costs $2,000 – $3,000 on average.
- Cremation is friendly on the environment, having less impact on the planet.
- It’s often a simple, quick process. It doesn’t require a ton of logistical planning and there are fewer details involved.
- If you choose cremation, you can still have an open-casket funeral.
- Sometimes the state will pay for it — if nobody claims the deceased person’s remains.
- Cremation presents options for the ashes. Do you want to keep them in an urn, or have scattered, buried, or incorporated into objects?
Related Post: How Does Cremation Work?
Brief List: The Drawbacks of Cremation
- It may not have the same effect on the family as a traditional burial. Many people expect you to honor traditions.
- It can be hard to decide what to do with the cremation ashes. The family may disagree on how to scatter or commemorate them.
- Some religions disapprove of cremation and some loved ones may not feel comfortable with the decision.
- Scattering ashes means there will be no headstone to honor you. However, you can opt to have your ashes buried and marked, or have an empty marker placed for your loved ones to visit.
Note: This is not a complete list, but hopefully it helps you put things into perspective. What feels right to you?
Have Conversations with Your Loved Ones
It’s critical to have conversations with family members about their final wishes. This will help make sure the wishes are carried out and choices are made that (hopefully) everyone is on board with.
Related Post: Frequently Asked Questions About Cremation
Can You Use Burial Insurance to Cover the Cost of Cremation?
Final expense life insurance — or burial insurance — is a kind of permanent life insurance designed to cover funeral expenses. The death benefit gets paid to your assigned beneficiary when you pass away, which he or she can use towards medical bills and burial or cremation, caskets, and other end-of-life costs. For more information, call 1-877-674-0236 or request a quote online.