A price of $7,000 to $10,000 is daunting to many but crippling to others. Low-income individuals have a hard time arranging funeral services for their loved ones, as honoring their loved ones while keeping costs low is a tough bridge to gap. But there are low-cost options available.
What’s the Lowest Possible Funeral Cost?
The cheapest method is direct cremation. The best way to think of this is what you won’t have to pay for.
The costs you won’t have to deal with include:
- Funeral service
- Funeral director
- Burial plot, headstone, etc.
It’s an easy process, too. The funeral home takes the deceased, cremates them, then returns the ashes to you. The cost here is dependent upon the area you live in, so it is best to contact the funeral homes near you.
The next cheapest option would be a direct burial, which is similar in concept to direct cremation. With direct burial, the major difference is that the body is placed in a simple casket, and then buried. A simple casket will be substantially cheaper than a traditional one. And, like direct cremation, you don’t even have to get a funeral service.
How Can I Get Help?
There are multiple financial assistance options available. If your loved one had a final expense insurance policy, then you would be able to fund the funeral without worrying about the impact of extra costs.
Public aid funerals are also an option. These are state-funded. As for the exact amount covered, it varies from state to state. This is all based on your community.
Another form of government funding such as that from Social Security Administration payments can help with covering funeral costs as well. While this income may not be directly focused on funeral payments, it can provide relief in cases like this.
Final Expense Direct Can Help
Final Expense Direct has policies designed to meet the needs of each individual. We work with the best companies to find you the best coverage. Call 1-877-674-0236 to see how we can help!