a level final expense policy is the most affordable plan available

What Is a Level Final Expense Policy?

Final expense insurance exists to cover some of the end-of-life costs that can occur. Selecting the right final expense policy is important, as it can have a substantial financial impact. Let’s discuss what a level final expense policy is and what it could mean for you.

About Level Final Expense Policies

There are different types of final expense policies, meaning that you can choose which one will work best for you. The types of final expense policies include graded, level, modified, and guaranteed issue.

Level final expense policies are the cheapest final expense policy available. This is because they are only issued to individuals in excellent health. Once the individual has passed, their death benefit will be awarded immediately. This can provide financial relief and be extremely useful if their funeral or burial occurs shortly after the death.  

The other types of final expense policies may be easier to enroll in, but they’ll most likely be more costly. If you don’t qualify to enroll in a level final expense policy, know that there are other options available, and it’s still possible for you to enroll in final expense.

Why Choose a Level Final Expense Policy?

If you can qualify for a level final expense policy, you should enroll. Not only is it the cheapest final expense option, but the immediate death benefit release is an excellent feature that comes with this type of policy.

Purchasing a final expense policy is one of the best ways to financially prepare for someone’s passing. Final expense policies can cover the costs of burials, funerals, and more. They can be put toward the debt of the deceased and pay any medical bills that they incurred. Even student loans can be paid off using the death benefit from final expense policies, making them a sound insurance choice. Purchasing a final expense policy is a responsible way to make provisions for multiple situations.

Ready to Enroll Today?

If you’re ready to enroll in a level final expense policy, reach out to us today. We’re here to help with your insurance needs and can determine your eligibility, walking you through the different policies that are available. Enrolling in final expense insurance can be complicated, so it’s best to work with a professional.  We’re here to answer your questions and help you research the different options for your level final expense policy.


Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at customerservice@finalexpensedirect.com. We will continue to monitor this situation and keep you updated.