Final Expense Insurance

Why You Should Consider Final Expense Insurance

Extra money doesn’t hurt

The best time to join a final expense policy is better when you are younger. This is because the older you are when you apply, the higher your monthly premiums will be. Based on a sample monthly cost of someone purchasing a $10,000 policy, the monthly fee for men doesn’t reach triple digits until age 75, and for women (even at the age of 80) will pay less than $100 per month.

Non-taxed, no strings attached

While final expense insurance is often purchased for backing funeral costs, there are no rules for how your beneficiaries choose to spend the death benefit. The death benefit is not subject to tax. The money can go towards a college education, loans, lifting financial burdens, or even a savings account that they may choose to withdraw funds from later.

You can’t predict emergency expenses

Another point to consider when deciding whether to join a final expense insurance policy is if you can handle emergency expenses with your own funds. You may have a significant amount in savings, but there’s no telling what emergencies will drain those funds.

Your loved ones face that same reality. One emergency can be all it takes to cause financial instability. With final expense insurance, you have the option to leave a death benefit that will not only help pay for your funeral costs but any other costs that your loved ones might face.

If you have any other questions about final expense insurance, please call us today at 1-877-674-0236. 


Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at We will continue to monitor this situation and keep you updated.