Our Mission Statement

At Final Expense Direct, we work with all of the top final expense insurance companies in the country so when you call us, we ensure to find you the best, most affordable protection, the entire time understanding our customers needs and budget.


Kim and Ellen Jo Wilhelm, the co-owners and founders of Final Expense Direct, have been providing quality, affordable, whole life policies to individuals and families across the United States since 1984. In 2007 Final Expense Direct began providing policies directly to our customers over the telephone.

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Products and services are provided exclusively by the providers. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. By submitting your phone number, you are giving Final Expense Direct permission to communicate with you via phone call, automatically-sent text message, and/or email.

We are not connected with or endorsed by the United States government or the federal Medicare program.



A+ on BBB Accreditation maintaining trust, honesty, honor, responsiveness, safeguarding your privacy, and integrity.

Awarded Inc. 5000 Fastest Growing Private Companies in America ranking #1,787 in 2016, #1,692 in 2017 and #2,728 in 2018.

Proud members of the U.S Chamber of Commerce enabling Final Expense Direct to connect and expand its networks.

Members of National Ethics Association bringing information, trust, and awareness to Final Expense Direct customers.

Awarded #6 in Houston Business Journal’s Fastest Growing Private Companies in Houston in 2017 and #41 in 2018.

Convenience Within Reach

Final Expense Direct is currently licensed in 49 states and the District of Columbia, assisting tens of thousands of customers with their final expense needs.