Category: Final Expense Insurance

Common Questions About Final Expense Insurance

Written by Kim Wilhelm CEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 24 Sep 2021 Common Questions About Final Expense InsuranceFinal Expense Insurance (aka funeral or burial insurance) is meant to cover the bills that your loved ones will confront after you pass away, including funeral expenses and medical bills.

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A hearse is a vehicle arranged for transporting the deceased

Funeral Planning, Common Terms & Frequently Asked Questions

Written by Kim Wilhelm CEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 24 Sep 2021 It costs money to live, and it costs money to die. Unfortunately, we must factor the cost of dying into our budgets, in addition to housing, groceries, and healthcare. According to the National Bureau of

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Will a Final Expense Policy Ever Expire?

No, final expense does not expire—unless or until the policyholder passes away. This, however, is not “expiring,” so much as it is the end or completion of the policy. Final Expense and Whole Life Final expense is considered a type of whole life policy. This means that it lasts your “whole” lifetime from the time

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What Happens if I Cancel My Final Expense Policy?

Canceling your final expense policy is generally easy, but likely means that you will have to give up the money you put towards it. However, you will not likely be charged a cancellation or surrender fee for doing so. Here are some of the things you need to know about canceling final expense and how

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Final Expense Vs. Pre-Need Insurance

Final expense and pre-need insurance both cover funeral costs and arrangements. However, final expense death benefits are larger and more flexible than pre-need. Here’s a deeper look into each policy and which is better suited for you. What is Final Expense? Final expense is a type of whole life insurance policy meant to cover a

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How Can I Buy Final Expense for My Parents?

Buying final expense insurance for your parents is a serious decision that requires careful planning and helpful insight. To get you on the right track, here are 6 steps you can follow. Step 1: Have a Heart-To-Heart with Them It is incredibly important to be fully upfront with your parents. Even if they are suffering

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How Can Being Healthy Help You Save On Final Expense Insurance?

Written by Kim Wilhelm CEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 24 Sep 2021 Healthy people can save on final expense insurance by purchasing a simplified issue policy over guaranteed issue. Both provide the same coverage, but the former is less expensive than the latter.How Does Final Expense Insurance

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Can I Get Final Expense if I’m Overweight?

Written by Kim Wilhelm CEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 24 Sep 2021 Yes, you can get final expense if you are overweight. Unlike other insurance policies, final expense has an option, called guaranteed issue, for those with minor to serious health concerns to enroll.Getting Life Insurance as

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Can I Get Final Expense if I’m a Stroke Victim?

Written by Kim Wilhelm CEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 24 Sep 2021 Yes, you can get final expense insurance if you are a stroke victim. Final expense is available to almost anyone regardless of age and even in poor or chronic health. Stroke victims and their loved ones

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Can I Get a Final Expense Policy with Heart Disease?

Written by Kim Wilhelm CEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 24 Sep 2021 Trying to get life insurance for a senior with a pre-existing health condition may sound impossible.  But, believe it or not, it is NOT!  Yes, you can get a final expense policy with heart disease. With a

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