Category: Final Expense Insurance

the social security funeral benefit is $255

What You Should Know About Funerals

When a loved one passes away, it’s often a sad and overwhelming stint for the family. They must make many decisions and take care of many details in a short amount of time. If you neglected funeral planning in advance, your family would have to do it on short notice. Don’t let your family go

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Beneficiaries and donations for final expense insurance

Beneficiaries and Donations for Final Expense Insurance

When you buy a final expense insurance policy, you’ll name a beneficiary or beneficiaries, usually spouses, children, or immediate family. But your recipient(s) doesn’t have to be a family member. We’ll talk about this, and provide information about donating the funds to a charity or your church. Every case is different because everyone has different

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Common Questions About Final Expense Insurance

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 02 Jul 2022 Common Questions About Final Expense InsuranceFinal Expense Insurance (aka funeral or burial insurance) is meant to cover the bills that your loved ones will confront after you pass away, including funeral expenses and medical bills. At

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A funeral insurance policy can protect your family

[EXPERT ADVICE] 8 Reasons to Buy Final Expense Insurance

A final expense (aka burial or funeral) insurance policy is meant to protect your family if you were to pass away unexpectedly. The last thing you want to do is dump burdens on them such as debt, bills, or personal loans — on top of their grief. Today, Final Expense Direct shares 8 reasons why

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final expense insurance is available if you have diabetes

Final Expense Insurance for People with Diabetes

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 02 Jul 2022 More than 30 million Americans have diabetes. If you have a pre existing health condition like diabetes, it can be more challenging to get life insurance coverage.What Is Diabetes?Diabetes is a condition where the body doesn’t

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Smokers can still get a final expense insurance policy

Final Expense Insurance: Information for Smokers

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 02 Jul 2022 Many folks assume that they can’t get a final expense policy if they’re a smoker. But this assumption is wrong, you can still get insurance, just like many other final expense pre-existing conditions. As a smoker,

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final expense insurance is not the same as pre-need insurance

Final Expense Insurance vs. Pre-Need Insurance

Final expense insurance and pre-need insurance are often discussed together because they focus on the same area: final expenses. They are the two main options available for planning your funeral ahead of time. However, they’re not the same plans.  What Is Pre-Need Insurance? People use pre-need insurance to cover the costs of funeral services, plus

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use the death benefit to pay off credit card debt

Four Things That Final Expense Insurance Can Cover

Final expense insurance normally offers a benefit between $5,000 and $25,000 to help your family cover your end-of-life costs. The neat aspect is they can use the payout for more than funeral and burial expenses.   For example, sometimes people die before paying off their credit cards, medical bills, student loans, and mortgage. While we all

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Final Expense Direct answers questions about cremation

Frequently Asked Questions About Cremation

Final arrangements can be a difficult topic for families to approach. However, the more research you do now will benefit you and your loved ones when the time comes. Instead of a burial, you can opt for a more affordable arrangement — cremation. The cremation process often raises many questions. To make your decisions easier

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A hearse is a vehicle arranged for transporting the deceased

Funeral Planning, Common Terms & Frequently Asked Questions

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 02 Jul 2022 It costs money to live, and it costs money to die. Unfortunately, we must factor the cost of dying into our budgets, in addition to housing, groceries, and healthcare. According to the National Bureau of Economic

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