Final Expense Insurance

Beneficiaries and donations for final expense insurance

Beneficiaries and Donations for Final Expense Insurance

When you buy a final expense insurance policy, you’ll name a beneficiary or beneficiaries, usually spouses, children, or immediate family. But your recipient(s) doesn’t have to be a family member. We’ll talk about this, and provide information about donating the funds to a charity or your church. Every case is different because everyone has different …

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use the death benefit to pay off credit card debt

Four Things That Final Expense Insurance Can Cover

Final expense insurance normally offers a benefit between $5,000 and $25,000 to help your family cover your end-of-life costs. The neat aspect is they can use the payout for more than funeral and burial expenses.   For example, sometimes people die before paying off their credit cards, medical bills, student loans, and mortgage. While we all …

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final expense insurance is not the same as pre-need insurance

Final Expense Insurance vs. Pre-Need Insurance

Final expense insurance and pre-need insurance are often discussed together because they focus on the same area: final expenses. They are the two main options available for planning your funeral ahead of time. However, they’re not the same plans.  What Is Pre-Need Insurance? People use pre-need insurance to cover the costs of funeral services, plus …

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Smokers can still get a final expense insurance policy

Final Expense Insurance: Information for Smokers

Many folks assume that they can’t get a final expense policy if they’re a smoker. But this assumption is wrong. As a smoker, there are some things you should know and expect when applying for final expense insurance.  What Is Final Expense Insurance? It’s a category of whole life insurance tailored to help your family …

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final expense insurance is available if you have diabetes

Final Expense Insurance for People with Diabetes

More than 30 million Americans have diabetes. If you have a pre existing health condition like diabetes, it can be more challenging to get life insurance coverage. What Is Diabetes? Diabetes is a condition where the body doesn’t correctly process food to be used as energy. Most food we eat is turned into glucose or …

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We answer common questions about final expense insurance

Common Questions About Final Expense Insurance

Final Expense Insurance (aka funeral or burial insurance) is meant to cover the bills that your loved ones will confront after you pass away, including funeral expenses and medical bills. At Final Expense Direct, we represent our clients with their best interest in mind, every day. Our team is here to answer your questions about …

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COVID-19 RESPONSE

Final Expense Direct’s utmost concern is the safety of our clients, their families, and our employees and agents. Our hearts, thoughts, and prayers go out to all that the Coronavirus outbreak has touched and those whose lives have been disrupted. While 98% of our workforce is working remotely, we are here if you need assistance. If you are a client, please contact Customer Support at 800-538-3610, Ext 2, with any questions in regards to your policy. You may also contact us via email at customerservice@finalexpensedirect.com. We will continue to monitor this situation and keep you updated.