Final Expense Direct is licensed to sell life insurance, which includes final expense insurance, in all 50 states.

All policies are sold by our trained life insurance professionals who hold life insurance licenses in all states where they solicit or sell life insurance. If you are working with one of our agents, you can ask for their license number in your state.

Our co-founder, Kim Wilhelm, is the agent of record on policies sold by our agents.  Kim holds a resident state license in Texas which is 763473 (Issued 6/12/1996).  Current status is "Active" as of 8/10/2021.

Lines of Authority

Final Expense Diret Licenses and Lines of Authority

Collectively, our team of agents hold licenses to sell multiple insurance products including: Life, Accident, Health, Annuities, Disablity, Long-Term Care, and HMO insurance.  However, at Final Expense Direct, we focus our attention on selling life insurance (final expense life insurance, to be more specific).

State Licences

While our team of 50+ agents cumulatively hold over 1,000 state licenses, policies sold by Final Expense Direct agents will show Kim Wilhelm as the writing agent.  Kim holds a resident state license in Texas and *non-resident insurance licenses in all 50 states and the District of Columbia.  We have provided the state names and corresponding license numbers below.

  • Alabama - 288491
  • Alaska - 84100
  • Arizona - 1161648
  • Arkansas - 1161648
  • California - 0G89695
  • Colorado - 186935
  •  Connecticut - 2292543
  • Delaware - 1065404
  • Dist. of Columbia - 2850762
  • Florida - P003153
  • Georgia - 758220
  • Hawaii - 448343
  • Idaho - 267412
  • Illinois - 1161648
  • Indiana - 438579
  • Iowa - 1161648
  • Kansas - 1161648
  • Kentucky - DOI-660065
  • Louisiana - 306339
  • Maine - PRN145245
  • Maryland - 99981584
  • Massachusetts - 1995864
  • Michigan - 1161648
  • Minnesota - 40041226
  • Mississippi - 10050030
  • Missouri - 372400
  • Montana - 706763
  • Nebraska - 1161648
  • Nevada - 556442
  • New Hamshire - 1161648
  • New Jersey - 1127243
  • New Mexico - 1161648
  • New York - LA-1070449
  • North Carolina - 1161648
  • North Dakota - 1161648
  • Ohio - 655990
  • Oklahoma - 162507
  • Oregon - 1161648
  • Pennsylvania - 463434
  • Rhode Island - 2083608
  • South Carolina - 1161648
  • South Dakota - 40022152
  • Tennessee - 891061
  • Texas - 763473
  • Utah - 268147
  • Vermont - 561113
  • Virginia - 666800
  • Washington - 757030
  • West Virginia - 1161648
  • Wisconsin - 1161648
  • Wyoming - 168134

*The exact license type varies by state: Most are either labeled as "Insurance Producer," "Non-Resident Producer," or "Agent," but all allow Mr. Wilhelm to solicit and sell life insurance and final expense insurance in the state.  For the exact type of license or issue date, you can find this by searching each state's department of insurance website and performing an agent lookup.  The exact search feature may vary by state, but is usually called something like "Producer Search" or "Licensed Agent Lookup."  You can also contact us if you need more licensing specifics.

Company Appointments

Kim Wilhelm represents many insurance carriers.  Here is a partial list:

  • AMERICAN GENERAL LIFE INSURANCE COMPANY
  • AMERICAN HOME LIFE INSURANCE COMPANY
  • AMERICAN-AMICABLE LIFE INSURANCE COMPANY OF TEXAS
  • BALTIMORE LIFE INSURANCE COMPANY
  • GREAT WESTERN INSURANCE COMPANY
  • INDEPENDENT ORDER OF FORESTERS
  • LIBERTY BANKERS LIFE INSURANCE COMPANY
  • OCCIDENTAL LIFE INSURANCE COMPANY OF NORTH CAROLINA
  • PIONEER AMERICAN INSURANCE COMPANY
  • SILAC INSURANCE COMPANY
  • ROYAL NEIGHBORS OF AMERICA
  • UNICARE LIFE & HEALTH INSURANCE COMPANY