About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

Cost of Life Insurance by Age

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines In addition to factors like smoking, gender, medical history and lifestyle, life insurance companies consider the applicant’s age when calculating a policy’s cost. Today is the cheapest your insurance will ever be. As you age, your coverage increases in cost,

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The Role of Burial Insurance in Estate Planning

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Estate planning is a crucial process for individuals and families to ensure that their assets and wealth are distributed according to their wishes after they pass away.  An essential aspect of estate planning involves deciding to cover the expenses related to

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burial vs. cremation

Burial vs. Cremation: Cost Differences

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines The choice between burial and cremation is one of the biggest decisions you’ll make regarding your funeral planning, but one of the biggest factors that can conclude your decision on this is the Funeral cost of each service. However, with

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Tree Pod Burial: An Organic, Biodegradable Choice (PLUS COST)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Although the National Funeral Directors Association’s (NFDA) 2021 Cremation and Burial Report shows an increase in religious ceremonies, it also shows an increase in cremations.Since the COVID-19 pandemic, 28% of Americans report a stronger sense of faith, with religion gaining

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can i get life insurance with mental health issues

Can I Get Life Insurance With A History Of Mental Health Issues?

Written by Kim Wilhelm CEO | Licensed Insurance Agent CEO | Licensed Agent Verified!  See guidelines Verified!  See our editorial guidelines Even though mental illness is becoming more accepted in society, many are embarrassed to admit their diagnosis or talk about it. While you may feel alone among your friends, family, and society, please know you are not

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Coverage for Pre existing Conditions

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Have you heard that private insurance companies will always deny coverage for applicants with pre-existing conditions? Perhaps you’ve been denied health insurance coverage or life insurance coverage? The good news is that there are insurance companies that will provide coverage

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Burial Insurance: Texas

Written by Kim Wilhelm CEO | Licensed Insurance Agent CEO | Licensed Agent Verified!  See guidelines Verified!  See our editorial guidelines Last Updated 28 Sep 2023 The Lone Star State has a lot to offer. Natural beauty, incredible cities, and favorable taxes are drawing scores of retirees to the great state of Texas. Unfortunately, while the cost of living

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Discussing Burial Insurance

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Funerals are becoming more expensive and can place a significant burden on the children left behind. Older parents may not have a life insurance policy in place to offset the cost and may not realize how much more expensive it’s become. If you

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Final Expense Insurance Rate Charts By Age

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Final expense insurance (also called burial insurance, final expense life insurance, or funeral insurance) is designed to cover your final expenses, such as funeral and burial costs. Life insurance companies offer final expense coverage to anyone that meets very simple qualifying criteria, including seniors or individuals

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Are Funeral Expenses Tax Deductible?

Written by Kim Wilhelm CEO | Licensed Insurance Agent CEO | Licensed Agent Verified!  See guidelines Verified!  See our editorial guidelines Last Updated 27 Sep 2023 The death of a family member is highly stressful – and can place an unexpected financial burden on the people who have been left behind. Depending on where you live, a funeral can

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