About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

Be Wary of T-2 Form

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 05 Oct 2022 Are you a senior that has received a postcard or form in the mail about T-2 benefit information?Wondering if it’s a legitimate benefit or just another scam?We’re here to talk more about the T-2 benefits form

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Physicians Life Insurance Company Review

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 05 Oct 2022 Physicians Mutual, a division of Physicians Life Insurance Company, has been around for over 100 years. This mutual insurance company is owned by policyholders rather than shareholders, like many other insurance companies.As a mutual insurer, it’s

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ReliaStar Life Insurance Review 2022

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 05 Oct 2022 What do ING Group, ING Life Insurance, Reliastar Life Insurance Company, and Voya Financial have in common? Well, ING Life Insurance is the same as ING Group, which rebranded to Voya Financial, which uses Reliastar Life Insurance

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USA Family Protection Reviews 2022

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 05 Oct 2022 Have you heard of USA Family Protection life insurance? You may have seen the commercials on TV advertising funeral and final expense coverage up to $50,000 for less than $1 per day with no medical exam.Sounds

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Trustage Life Insurance Reviews 2022

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 05 Oct 2022 TruStage offers life insurance without a medical exam for all applicants. Headquartered in Madison, Wisconsin, TruStage is a subsidiary of CMFG Life Insurance Company, who also underwrites TruStage’s life policies.TruStage partners with over 3,500 credit unions

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best life insurance for seniors over 60

How to Buy Burial Insurance for Parents in 2022

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 05 Oct 2022 As an adult with aging parents, you may worry about how you’ll pay for their final expenses and funeral costs. Don’t let the financial worry keep you up another minute, because you have options available that

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Jonathan Lawson of Colonial Penn

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 05 Oct 2022 It’s been almost 2 years since Alex Trebek’s death from pancreatic cancer. Although he was more well known as the long-standing host on Jeopardy!, Trebek also graced our screens as the pitchman for Colonial Penn.With Trebek

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best life insurance for seniors over 60

United Freedom Benefits Department: Is it a Scam?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 05 Oct 2022 No matter what state you live in, you may have received a postcard in the mail for United Freedom Benefits.The mailer may say things like:“Government benefit supplement policy”“For [state] citizens only”“This is a personal announcement to

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Nationwide Insurance Reviews 2022 | Are they worth it?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 05 Oct 2022 Nationwide insurance is one of the most recognizable names, with an easy-to-remember catchphrase: “Nationwide is on your side.” The national insurer is based in Columbus, Ohio, offering a long list of insurance products, including auto, home,

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2022 Amica Insurance Review | Are they Trustworthy?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 05 Oct 2022 Amica Mutual Insurance Company, headquartered in Lincoln, Rhode Island, has been offering insurance since 1907. It offers several types of insurance policies, including auto, home, flood, marine, motorcycle, umbrella, and small business.You can also get life

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