Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.
Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.
In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.
When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros. He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.
KIM WILHELM – CEO
Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance. Please contact us for more details.
Final expense insurance is commonly associated with older individuals contemplating how their loved ones will be able to afford the funeral costs. And final expense insurance policies are usually purchased by the one who will have the funeral, not by someone who is getting the policy for someone else. But, final expense insurance enables individuals
Whether it’s health insurance or life insurance, you are likely going to have to undergo a medical exam before you can complete the policy purchase. Companies do this to ensure that policyholders will be able to make premium payments long-term, and while those premiums may be smaller for the ones who have more favorable results,
This is a common question because the chances of obtaining a life insurance policy get slimmer as you age. Many companies reject applicants because of being at an advanced age. While final expense insurance has a maximum age in the majority of cases, it is very generous considering what its age range for eligibility is.
Easy qualification is what makes final expense such an appealing option for anyone looking for an insurance policy that will leave something behind for their loved ones. Despite the easy qualification, not everyone can get the same premiums. And some will be subject to waiting periods while others won’t. Here, the question is not whether
Insurance premiums work differently depending on the type of insurance policy you enroll in. Annual rising costs are a significant concern because, initially, affordable insurance plans become expensive to the point where one has no choice but to surrender the policy. And with surrendering a policy, you’re left with an empty bank account, and your
Final expense insurance does allow for a cash value to build because it’s a form of a whole life insurance policy. However, the savings must accrue, and there are some things to keep in mind when you want to borrow against the cash value. What is a cash value? A cash value is a feature
With a name like final expense insurance, most would assume it only has one use. But as you will see, there are a variety of ways to interpret what a final expense is. Final expenses are typically left up to your loved ones, but can also apply to your debts in some cases. Final expense
A death benefit is simply a sum of money disbursed to a life insurance policyholder’s beneficiaries after he or she has passed away. What the death benefit amounts depend on the policy the person has joined and/or qualified for. One person may choose a plan with a $2,000 death benefit. Another can choose one that
You might need final expense if you want life insurance, but don’t qualify for other coverage based on your age or health. You Might Need Final Expense if… Final expense insurance is geared towards older individuals and/or those with a serious or pre-existing health condition(s). This simply means that, unlike other types of life insurance,
No, most providers don’t have requirements to get a final expense policy. There are certain limits to consider, but you’ll almost certainly be eligible for one. Requirements for Final Expense The requirements for final expense are very minimal. The only thing you have to worry about, however, is age—most policies require you to be within
Final Expense Direct
6201 Bonhomme Rd.
Suite 110S Houston, TX
77036
