Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.
Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.
In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.
When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros. He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.
KIM WILHELM – CEO
Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance. Please contact us for more details.
Final expense policies, due to the nature of their benefits and structure, typically last until the end of the policyholder’s lifetime, anywhere from 10-30 years. Final Expense as Term or Whole Life Insurance Final expense is a type of life insurance plan. Like all life insurance, then, you make monthly payments and earn a payout
Final expense and burial insurance are not the same, but they can both cover funeral costs—final expense, however, covers a bit more. What Is Burial Insurance? The coverage included in burial insurance is essentially in the name—funeral, burial, and service costs, essentially every expense involved in the arrangements of the policyholder’s funeral. On average, funerals
Yes, young adults can purchase final expense insurance. But do they need it? Can they benefit from it? Here’s a closer look at these questions and more. What Is Final Expense? Final expense is a type of life insurance policy. It provides a payout, or death benefit when the policyholder passes away. This payment can
Yes, you can be denied a final expense policy, but it’s very easy to avoid, and very uncommon amongst most insurance companies. What Is Final Expense Insurance? Final expense is a type of life insurance that covers small costs after the policyholder’s death. When you pass away, there are a lot of unexpected things your
Final expense policies are perfect for older or poor-health individuals who can’t qualify for other insurance. So, the best time to start looking is when you meet these conditions. Final Expense and Other Insurance The three main types of life insurance are whole, term, and final expense life insurance. When you purchase whole life insurance,
Written by Kim Wilhelm CEO | Licensed Insurance Agent CEO | Licensed Agent Verified! See guidelines Verified! See our editorial guidelines Last Updated 15 May 2024 To get a final expense plan in Texas, you must go through an insurance company. Final Expense Direct provides access to the best companies in Houston. Pioneer American Pioneer American was
You can have as many beneficiaries as you like—any percentage of the funds from your death benefit can be designated to the people you choose. What Are Beneficiaries? To answer this question, you need a description of a typical life insurance policy first. When you purchase life insurance, you are essentially buying a death benefit.
Final Expense plans can be used for a large variety of small costs after the policyholders death. Funeral Expenses On average, funerals cost anywhere between $5,000 and $10,000. Very few people want to leave these expenses to their loved ones when they’ve passed on, and certainly no one wants to cover them out-of-pocket. One of
Final expense insurance is worth buying if you have serious health issues, are older and not accepted by other plans, and/or want to help your loved ones with small expenses. Final Expense for People with Serious Health Problems Most people with serious health concerns are considered ineligible for a life insurance policy. That isn’t the
You’re absolutely not required to have final expense insurance. However, it may be your best option for coverage if you’re older or have serious health conditions. Life Insurance Isn’t Required, But It’s Helpful No one is legally required to have any form of life insurance, though some loans may include it on their contract for
Final Expense Direct
6201 Bonhomme Rd.
Suite 110S Houston, TX
77036
