About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

Whole Life Insurance for Seniors

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 11 May 2024 As a senior, you’ve probably spent most of your life taking care of others, watching your children grow and now blessed to watch your grandchildren grow as well.But what if one more act could secure a

Read More »

Whole Life Insurance Rates by Age Chart

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 11 May 2024 When you’re shopping for permanent life insurance, how do you know which company has the best whole life insurance policy? The best way to find out is to do a whole life insurance rates comparison.A whole

Read More »

No Exam Whole Life Insurance (Is it Worth Skipping the Exam?)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 11 May 2024 Most people, especially seniors, are used to life insurance requiring a medical exam to get coverage. Life insurance companies use the exam results to assess your risk and determine your premium. But what if we told you

Read More »

The Best, Low Cost Whole Life Insurance

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 11 May 2024 How can you get the best, low cost whole life insurance if you’re a senior? You might think you’re too old to get cheap whole life insurance, or worry your health will get you denied.At Final

Read More »

Whole Life Insurance With 2-Year Waiting Period (And How to Avoid It!)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 11 May 2024 If you’re shopping for life insurance, you may come across terms like waiting period and wonder what it means. It’s important to understand this term when buying any type of life insurance, especially final expense insurance,

Read More »

Whole Life Insurance Pros and Cons (Is it a Good Investment?)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 11 May 2024 Whole life insurance is the preferred type of life insurance for seniors. Like any type of insurance, whole life insurance has advantages and disadvantages. Learn about the benefits and drawbacks of whole life insurance and why

Read More »

Term vs Whole Life Insurance (Which Is Best for Your Situation?)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 11 May 2024 Term and whole life insurance are two types of life insurance that are very different, but have a few things in common. Which type of life insurance is best for you depends on your age, health,

Read More »
great western insurance review

Great Western Insurance Company // Free Accelerated Death Benefits

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 11 May 2024 Not all seniors are lucky enough to make it to retirement without serious health issues. If you’re one of those unlucky seniors who doesn’t already have life insurance, you may think you can’t get covered because

Read More »
the baltimore life companies review

The Baltimore Life Companies Offer 150K In Whole Life Coverage (Wow!)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 11 May 2024 As an independent brokerage agency, Final Expense Direct partners with the best final expense life companies to offer the most affordable options with a wide range of coverages available, like The Baltimore Life Companies. Seniors often struggle

Read More »
liberty bankers life insurance review

Don’t Miss The $3.49 5K Child Rider At Liberty Bankers Life (Review)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 11 May 2024 Though final expense life insurance is mainly marketed to seniors, some companies offer it to adults of all ages. This type of life insurance offers level coverage and premiums, plus cash value that grows with you.

Read More »