About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

prosperity life group insurance review

Prosperity Life Group Reviews // Great Rates For Existing Health Conditions

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 13 May 2024 Seniors with a Direct Express card for federal government social security benefits struggle to find a life insurance company who will accept these types of payments. Most companies will only take direct payments from a checking

Read More »
American Home Life Insurance Company Review

American Home Life Insurance Company Review: No Exam Approvals

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 13 May 2024 American Home Life Insurance Company has been around for a long time, over 100 years. When it was founded in 1909, it was called Kansas Home Mutual Life Insurance Company. Three years later, the company merged

Read More »
pioneer american insurance company review

Pioneer American Insurance Company Can Save You Money (Review)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 13 May 2024 Pioneer American Insurance Company is a life insurer based in Texas. While they offer term and universal life, they specialize in final expense senior whole life insurance. Though Pioneer American isn’t a household name like AARP or

Read More »

[TRUTH] About AAA’s Not So Discounted Burial Insurance & 24 Month Wait

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 13 May 2024 When you think of AAA, you probably think of roadside assistance. But AAA is more than just a company that helps you replace a tire, bring you gas if you run out, or tow you home.AAA

Read More »

[TRUTH] About AAA’s Not So Discounted Burial Insurance & 24 Month Wait

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 13 May 2024 When you think of AAA, you probably think of roadside assistance. But AAA is more than just a company that helps you replace a tire, bring you gas if you run out, or tow you home.AAA

Read More »

Why You Should NOT Buy State Farm Burial Insurance For Seniors

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 13 May 2024 State Farm is one of the most recognized names in the insurance industry. In business for over 100 years, this insurer offers a wide range of insurance products, including life insurance.Seniors often look to final expense

Read More »
Can I Get Life Insurance After a Stroke

Can I Get Life Insurance After a Stroke?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 13 May 2024 Having a stroke is scary and can be life altering.The longer you live past 55, the more likely you are to have a stroke. For every decade more you live, your chances double.People living in the

Read More »
aarp life insurance review

AARP Does Not Offer Life Insurance They Just Mark Up New York Life

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 13 May 2024 Just about every American senior has heard about AARP. From prescription discounts to Medicare supplements, AARP has a wide range of benefits that make the membership fees worth it to most seniors.But did you know AARP

Read More »
americo life insurance review

AVOID Americo Life Insurance & The Seniors Eagle Premier Series

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 13 May 2024 Many working Americans get life insurance through their job because it’s affordable and the premiums come right out of their paycheck. They figure they’re covered, and they don’t have to think about life insurance anymore.But then,

Read More »
Betty White Estate Tax Problem and How Life Insurance Can Fix It

Betty White’s Massive Estate Tax Problem (And How Life Insurance Fixes It!)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 13 May 2024 When a celebrity like Betty White passes away, many people wonder:What was her net worth?Did she leave any money to charity?How much will her children get? But as a life insurance agent, I always wonder about

Read More »