About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

Tree Pod Burial: An Organic, Biodegradable Choice (PLUS COST)

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Apr 2024 Although the National Funeral Directors Association’s (NFDA) 2021 Cremation and Burial Report shows an increase in religious ceremonies, it also shows an increase in cremations.Since the COVID-19 pandemic, 28% of Americans report a stronger sense of

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Colonial Penn Life Insurance Review: Analyzing the $9.95 Plan

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Apr 2024 We’ve all seen those very compelling commercials selling an incredible $9.95 life insurance on television. “For just $9.95 a month…less than 35 cents a day…the benefit never ends…premiums won’t go up…” The offer comes from the Colonial Penn

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What’s the difference between Senior Legacy and Senior Legacy Life: Reviewed and Compared

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Apr 2024 If you’ve been searching for senior life insurance, there’s no shortage of companies offering what they consider the best life insurance for seniors products.Maybe you’ve seen the TV ad for Senior Legacy Life. They promise up

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Guide to Whole Life Insurance Cash Value

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Apr 2024 Whole life insurance is more than just a death benefit paid to your beneficiary when you die. There are different types of policies, you can add riders and other features, and there are terms that can

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Lincoln Heritage Life Insurance Review – Should You Buy Funeral Advantage?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Apr 2024 Lincoln Heritage Insurance Company has been offering life insurance for seniors since 1963. In fact, it offers just one type of senior life insurance: final expense insurance. Final Expense Direct partners with final expense life insurance companies,

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Open Care Final Expense Plans: Should Seniors Buy from Open Care?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Apr 2024 You’ve probably seen the TV ads for Open Care senior plans and wondered if one of their plans would be right for you. They advertise super low rates, which would make senior life insurance affordable on

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LifeInsuranceSavings.com: Review of Options, Pros & Cons

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Apr 2024 Have you seen the life insurance commercial with former football coach Mike Ditka? He acts as a paid spokesperson for Life Insurance Savings Group, promising you a great deal on guaranteed life insurance.Life Insurance Savings Group

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National Family Life Insurance Review

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Apr 2024 Have you heard about National Family Assurance Corporation? This company is a broker offering life, health, medicare, auto, and home insurance. National Family offers both term and final expense life insurance. Today, we’re going to focus on their

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Limited Pay Life Policy: Cost, Example, Pros & Cons

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Apr 2024 Whole life insurance is a great option for people of all ages looking for permanent coverage with locked-in rates.But not everyone wants to pay for life insurance until they die.What if there was another option?A limited

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