About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

The cost of a funeral in 2021

Will Funeral Costs Increase in 2021?

End of life expenses, like funeral costs, can become overwhelming if the deceased doesn’t have the funds needed to cover those costs. In such cases, the bereaved family is left to pay for funeral costs out of pocket. Final expense insurance can help your family afford to bury you, but how much money will you

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Can You Purchase Burial Insurance For Other Family Members?

Can You Purchase Burial Insurance For Other Family Members?

If you fear that your family member is approaching the end of their life, you may be concerned about how you will pay for their funeral expenses. Final expense insurance, or burial insurance, is a great solution to this common issue. If your family member doesn’t already have this form of coverage, you may want

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it's possible to have riders with final expense policies

Can You Have Riders with Final Expense?

Including riders is an excellent way to customize your insurance policy and tailor it to your needs. If you’re not sure whether it’s possible to add a rider to your final expense policy, know that it can be an excellent option and save money in the future. Why Add a Rider? Adding a rider to your

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you can make funeral plans at any age

At What Age Should You Plan Your Funeral?

The decision to begin making a funeral plan can be difficult but is incredibly worth it. If you’re wondering when you should begin, know that there’s no specific time. As life can be unexpected, it’s always better to start making a funeral plan sooner rather than later. Beginning early will give you time to think, and those decisions

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funeral plans are a great way to prepare for the future

What Are the Benefits of a Funeral Plan?

Funeral plans are an excellent way to share your wishes and take some pressure off the ones you love. Creating a plan for your funeral not only allows your loved ones to carry out your wishes but gives you control. Planning your funeral can provide you with peace of mind and give those close to you an

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Life insurance waiting periods help eliminate fraud

Why Is There a Waiting Period for Funeral Insurance?

Funeral insurance policies have a waiting period, which means that to get the full benefit amount, a designated amount of time must pass. That amount of time varies, so it’s best to check with your insurance provider and ask about those details before enrolling. The Importance of Waiting Periods Waiting periods help eliminate fraud and ensure

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learn about guaranteed issue final expense policies

What’s a Guaranteed Issue Final Expense Policy?

If you’re beginning to research the final expense policies available, you may have noticed that a guaranteed issue final expense policy is the most expensive type available. This is primarily because it does not require a medical exam, meaning even those with the most severe health problems can still apply. What Is a Guaranteed Issue Final

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A modified final expense policy is available for those in poor health

What Is a Modified Final Expense Policy?

If you’re looking to buy a final expense policy, you may be wondering what the differences are in plans and other available options. Being able to make an informed choice when selecting a policy begins by doing the research required to understand the offerings and benefits that each option provides. Let’s go over what a modified final

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read about what a "graded" final expense policy means

What Is a Graded Final Expense Policy?

Final expense policies are one of the best ways to ensure that your end-of-life expenses will be covered. Enrolling in a final expense policy is a way of preparing for the future and acknowledging multiple situations that can occur. Final expense policies can be used to cover funeral and burial costs, but the death benefit can

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a level final expense policy is the most affordable plan available

What Is a Level Final Expense Policy?

Final expense insurance exists to cover some of the end-of-life costs that can occur. Selecting the right final expense policy is important, as it can have a substantial financial impact. Let’s discuss what a level final expense policy is and what it could mean for you. About Level Final Expense Policies There are different types of final

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