About Author: Kim Wilhelm

Kim Wilhelm is the co-founder of Final Expense Direct, an insurance agency based in Houston, TX, dedicated to helping seniors cover all end-of-life expenses.

Licensed since 1996, Kim started his career as an agent, helping thousands of individuals to secure final expense life insurance.  

In 2007, he and his wife, Ellen Jo Wilhelm, founded Final Expense Direct and quickly grew it into one of the largest final expense agencies in the U.S.  

When he isn’t working, Kim enjoys reading, walking, golfing, and rooting for the Houston Astros.  He is married to his wife, Ellen Jo, and lives in Missouri City, TX, a nearby suburb of Houston.

It just ain't right!

KIM WILHELM – CEO

I started Final Expense Insurance to help protect seniors from a lot of the shady characters in the final expense space. Some of these companies advertise low rates like $9.99 per month of final expense insurance so they can get seniors to call in, only to find out it’s for a measly $1,000 of coverage. It just ain’t right!

Professional Accolades

  • Licensed insurance agent since 1996
  • Has grown Final Expense Direct to over 50 employees
  • Led Final Expense Direct to Inc 5000 list in 2016, 2017, and 2018
  • 94% CEO approval on Glassdoor

Media

Mr. Wilhelm is available for interviews in the areas of business growth & leadership and final expense life insurance.  Please contact us for more details.

you should buy insurance for your parents as a gift

Should I Buy Burial Insurance for My Parents?

Burial insurance is an excellent way to plan ahead and greatly reduces the financial burden burial can cause. Burials can be expensive, and there may be more costs associated with them than you realize. Buying burial insurance for your parents can provide you with the peace of mind that comes from knowing you’re prepared and can provide

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apply for burial insurance through a private company or independent agency

How Do I Apply for Burial Insurance?

Burial insurance is sold through private insurance companies. Let’s discuss applying for burial insurance and what you should keep in mind when going through the process. Apply with a Private Company. Or Through an Agency Like Us! Applying for burial insurance is an important decision, but the application isn’t the first step of the process. Before

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health insurance and Medicare do NOT cover funeral costs

Does Health Insurance or Medicare Cover Funeral Costs?

Funerals can be expensive, so you may be wondering if your health insurance or Medicare can cover some of the costs. In most cases, funerals are not covered by health insurance policies. The families of the deceased will need to shoulder any costs incurred. Purchasing final expense insurance is an excellent way to help with those costs

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you still need final expense if you’re donating your body to science

Do You Need Final Expense If You Donate Your Body to Science?

Should You Donate Your Body to Science? Donating your body to science is an important decision. Those that choose to donate their body to science may do so because they want to make a difference and continue their legacy. If you choose to donate your body to science, there are a few benefits that should be noted.

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it's possible to cancel a funeral insurance policy

Can You Cancel a Funeral Insurance Policy?

Yes, it’s possible to “cancel” a funeral insurance policy. However, this is not recommended and can have large financial impacts. Enrolling in a funeral insurance policy is an important decision and one that should not be taken lightly. This is partly because “canceling” a funeral insurance policy will mean that you’ll lose all of the money you’ve

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work with an insurance broker to save money on final expense

How to Save Money with Final Expense

Final expense insurance is an excellent way to be sure that your funeral and burial costs will be covered. Enrolling in a final expense policy can provide you with peace of mind and take some financial burden off your loved ones. Being knowledgeable about final expense is important in making an educated decision, so let’s go

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A low-cost cremation is entirely possible

What Is a Low-Cost Cremation?

Most of us are familiar with cremation, but did you know that it can be rather expensive? Not only can cremation be costly, but funerals tend to be thousands of dollars, and end-of-life expenses can be financially draining. If you’re worried about these costs, know that there are options available. Let’s discuss what a low-cost cremation means.

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low-cost funeral options are available

What Are Low-Cost or Low-Income Funerals?

A price of $7,000 to $10,000 is daunting to many but crippling to others. Low-income individuals have a hard time arranging funeral services for their loved ones, as honoring their loved ones while keeping costs low is a tough bridge to gap. But there are low-cost options available. What’s the Lowest Possible Funeral Cost? The

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final expense insurance don't expire, so it's long-term coverage

Is Final Expense a Short or Long-Term Form of Coverage?

The question as to how long one is meant to have final expense coverage lies in how short and long-term coverage are defined. After defining, final expense insurance will be discussed in terms of what features would need to be altered in order for it to be the appropriate choice, and why it suits the

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Funeral costs aren’t tax-deductible for individuals

Are Funeral Costs Tax-Deductible?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 28 Apr 2024 Funeral costs are substantial, and how the issue of taxes might come into play is a frequent question. This will address what can and cannot be done based on the individual and the services.In Which Cases

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