Month: January 2021

Final expense insurance policy for seniors with diabetes

Does Final Expense Cover Diabetics?

If you have diabetes, you can still qualify for final expense insurance. Compared to traditional life insurance policies final expense insurance is much easier to qualify for. Therefore, you won’t have to worry about being denied coverage due to your diabetes diagnosis. If you have diabetes and are currently in the market for life insurance,

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Final Expense Insurance Premiums

Do Final Expense Premiums Change Each Year?

Final expense insurance is a form of life insurance that has lower premiums than traditional life insurance policies, like whole life insurance. Lower final expense premiums costs are tied to the fact that final expense policies typically have lower death benefits than traditional policies. Still, if you are in the market for final expense insurance,

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Top 3 Reasons to Buy Final Expense Insurance

Top 3 Reasons to Buy Final Expense Insurance

If you were to die unexpectedly, would your loved ones be prepared to shoulder the costs of your funeral? If you aren’t sure where the money would come from, it may be worthwhile to look into buying final expense insurance. Here are the top three reasons people purchase final expense insurance. Funerals Are Expensive If

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The cost of a funeral in 2021

Will Funeral Costs Increase in 2021?

End of life expenses, like funeral costs, can become overwhelming if the deceased doesn’t have the funds needed to cover those costs. In such cases, the bereaved family is left to pay for funeral costs out of pocket. Final expense insurance can help your family afford to bury you, but how much money will you

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Can You Purchase Burial Insurance For Other Family Members?

Can You Purchase Burial Insurance For Other Family Members?

If you fear that your family member is approaching the end of their life, you may be concerned about how you will pay for their funeral expenses. Final expense insurance, or burial insurance, is a great solution to this common issue. If your family member doesn’t already have this form of coverage, you may want

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it's possible to have riders with final expense policies

Can You Have Riders with Final Expense?

Including riders is an excellent way to customize your insurance policy and tailor it to your needs. If you’re not sure whether it’s possible to add a rider to your final expense policy, know that it can be an excellent option and save money in the future. Why Add a Rider? Adding a rider to your

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you can make funeral plans at any age

At What Age Should You Plan Your Funeral?

The decision to begin making a funeral plan can be difficult but is incredibly worth it. If you’re wondering when you should begin, know that there’s no specific time. As life can be unexpected, it’s always better to start making a funeral plan sooner rather than later. Beginning early will give you time to think, and those decisions

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funeral plans are a great way to prepare for the future

What Are the Benefits of a Funeral Plan?

Funeral plans are an excellent way to share your wishes and take some pressure off the ones you love. Creating a plan for your funeral not only allows your loved ones to carry out your wishes but gives you control. Planning your funeral can provide you with peace of mind and give those close to you an

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Life insurance waiting periods help eliminate fraud

Why Is There a Waiting Period for Funeral Insurance?

Funeral insurance policies have a waiting period, which means that to get the full benefit amount, a designated amount of time must pass. That amount of time varies, so it’s best to check with your insurance provider and ask about those details before enrolling. The Importance of Waiting Periods Waiting periods help eliminate fraud and ensure

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learn about guaranteed issue final expense policies

What’s a Guaranteed Issue Final Expense Policy?

If you’re beginning to research the final expense policies available, you may have noticed that a guaranteed issue final expense policy is the most expensive type available. This is primarily because it does not require a medical exam, meaning even those with the most severe health problems can still apply. What Is a Guaranteed Issue Final

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