Burial Insurance

Is Burial Insurance Worth It?

Burial insurance not only covers the costs associated with burials, but it can be useful for other debts your family may face after your death. By considering burial insurance, you are considering a safety net that can be financially useful for your loved ones so they are not left with big financial costs. So, is

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Is final expense insurance right for you?

How to Determine if Final Expense Insurance is Right for You

Final Expense Eases Financial Burdens Death is an uncomfortable topic to broach, but it is a reality that we will ultimately face. Your death will leave both an emotional and financial impact on surviving friends and family members. Your passing may mean your family members will struggle financially with bills that you once helped them

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Final Expense Eligibility

Who Is Eligible for Final Expense Insurance?

Defining Final Expense Final Expense Insurance is a form of insurance purchased with the idea of taking post-death finances into account.  When you pass away, your loved ones will incur costs such as: Funeral Burial Cremation Medical Other debts, such as loans This is why final expense insurance is commonly referred to as “burial insurance”

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pre-need insurance

Pre-need Insurance: Pros and Cons

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 May 2024 It may surprise you that many Americans don’t have the savings to pay the costs associated with their impending death. That’s why insurance exists. If you have a group life insurance policy from work, it can pay

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Final Expense Insurance and other Insurance policies

How Does Final Expense Insurance Work with an Existing Policy?

Traditional life insurance and final expense insurance are not the same. However, it’s common to get confused about how they differ. You may wonder, do I need final expense insurance if I already have life insurance? In short, the answer is no. But there are some things to know about your life insurance policy to

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Options for Burial Insurance

Top 3 Options for Burial Insurance

Burial and funeral planning are a key part of any long-standing financial plan. While both can have high costs, burial insurance can help your loved ones sustain the expenses — so they don’t feel overloaded. We’re going to talk about some of your best options for burial insurance. But first, we’ll answer some common questions. 

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Weighing the Pros and Cons of Final Expense Insurance

Weighing the Pros and Cons of Final Expense Insurance

Final expense insurance is a small whole life policy with benefits that normally range from $3,000 to $50,000. It’s intended for people over 50 years of age and can be issued to individuals with different health conditions. Final expense policies are sold by independent insurance agents — like the ones at Final Expense Direct —

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Embalming

Ask an Insurance Agent: Do I Need to Be Embalmed?

Making decisions and talking about your end-of-life wishes are not the most desirable tasks. However, preparing in advance will help leave your loved ones with fewer burdens after you’re gone. There are many variables to consider when you plan for your final arrangements. Did you know that a final expense insurance policy could help cover

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End-of-Life Expenses

An In-Depth Look at End-of-Life Expenses

It costs money to live, and it costs money to die. Unfortunately, we must factor the cost of dying into our budgets, in addition to housing, groceries, and healthcare. According to the National Bureau of Economic Research, end-of-life responsibilities can cost over $11,000 out-of-pocket — on average, in the final year of life. These expenses

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Different Types of Life Insurance

What Are the Different Types of Life Insurance?

Written by Kim WilhelmCEO | Licensed Insurance AgentCEO | Licensed Agent Verified!  See guidelinesVerified!  See our editorial guidelines Last Updated 03 May 2024 When it comes to buying senior life insurance, you have many different options to satisfy your age and your needs. However, it’s not as complex as many people think. The two main types of life insurance

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